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106 Terrapin Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 106 Terrapin Rd, Saint Augustine, FL 32086 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,512 sqft · built 1973
Lot Size0.25 acres (10,890 sqft)
OwnerCompany Name on File
Tax Bill$4,375 (2025)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN225540-0000

Property Details

APN / Parcel Number

Primary APN225540-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,512 sqft Living Area
Gross Area1,940 sqft
1st Floor Area1,512 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1993
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Lot Width88 ft Width
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchFinished Screened Porch
Porch Area175 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address106 TERRAPIN RD
CitySAINT AUGUSTINE
StateFL
Zip32086-5760
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description8-34 ST AUG SOUTH UT 2 LOTS 487 & 488 OR768/633 &3492/903(L/E) & 4450/1853
Legal Range30E
Legal Township07S
Legal Section41
Legal SubdivisionST. AUGUSTINE SOUTH UNIT 2
Legal Block2
Legal Lot Number487-4
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1031
Census Tract21302

Owner

Source: St. Johns County records · APN 225540-0000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address106 TERRAPIN RD, SAINT AUGUSTINE, FL 32086-5760
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateOct 13, 2017
Transfer Doc0044501853
Record UpdatedJun 08, 2026

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateOct 19, 2017
Property Address106 TERRAPIN RD, SAINT AUGUSTINE, FL 32086-5760
Document Number0044501853
Book / Page004450 / 001853
Instrument DateOct 13, 2017
Instrument70998
Transaction TypeTransfer
Record UpdatedNov 10, 2017
Title CompanyINSPIRE CLOSING SERVICES LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address106 TERRAPIN RD ST AUGUSTINE FL 320865760, ST AUGUSTINE, FL 32086-5760

Mortgage

Document Number44501857
DateOct 19, 2017
Book Page004450/001857
Instrument70999
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 18, 2032

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$300,926 (+1.65%) Land $115,368 Building $185,558$300,926 (+1.65%) Land $115,368 Building $185,558
2025$4,375.00 (+10.04%)$296,043 (+225.06%)$296,043 (-0.29%) Land $117,744 Building $178,299
2024$3,976.00 (+333.12%)
2023$918.00 (+5.28%) Homeowner's exemption$91,072 (+3%)$296,914 (+8.11%) Land $117,744 Building $179,170
2022$872.00 Homeowner's exemption$88,419$274,639 Land $78,848 Building $195,791

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090213021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 76 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies76 in force
Nearby Flood Claims52 (1981–2019)
Claims Outside the SFHA17 of 52
Most Recent ClaimOct 2019, other causes
Claims By Storm
  • Hurricane Irma, Sep 2017 · 9 claims
  • Hurricane Matthew, Oct 2016 · 13 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 268 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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