Humphreys County property record for 114 Sutton Ave, Waverly, TN 37185
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,494 sqft · built 1977 |
| Lot Size | 0.336 acres (14,650 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (May 2026) |
| Tax Bill | $1,483 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Apr 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 043064K A 00500 |
| Primary APN | 043064K A 00500 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,494 sqft Living Area |
| 1st Floor Area | 1,458 sqft |
| Basement Area | 216 sqft |
| Finished Basement | 216 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,650 sqft (0.336 acres) |
| Lot Dimensions | 146 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 176 sqft |
| Deck Area | Deck Area |
| Patio Area | 160 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 114 SUTTON AVE |
|---|---|
| City | WAVERLY |
| State | TN |
| Zip | 37185-1850 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 02, COUNTY AREA: W06 |
| Legal Subdivision | WAVERLY HOUSING |
| Legal Lot Number | 26 |
| Jurisdiction | HUMPHREYS TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 130300 |
114 Sutton Ave is owned and occupied by two individuals who bought it in May 2026.
Source: Humphreys County records, as of May 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 114 SUTTON AVE, WAVERLY, TN 37185-1850 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage LENDING HAND MORTGAGE |
| Apr 11, 2023 | Warranty Deed, Subdivision Related Transfer · VA Mortgage GUARANTY HOME MORTGAGE CORP |
| Feb 22, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2026 · Amount on File |
| Deed Sale | May 7, 2026 · Amount on File |
| Prior Sale | Apr 11, 2023 · Amount on File |
| Deed Document Number | 20261451 |
| Deed Book / Page | 13 / 768 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Recording Date | May 7, 2026 |
| Property Address | 114 SUTTON AVE, WAVERLY, TN 37185-1850 |
| Document Number | 0000001451 |
| Book / Page | 13 / 768 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026.1451 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | MID STATE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $97,162.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 114 SUTTON AVE, WAVERLY, TN 37185-1850 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001452, |
|---|---|
| Date | May 7, 2026 |
| Instrument | 2026..1452 |
| Name | LENDING HAND MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Recording Date | Apr 11, 2023 |
| Property Address | 114 SUTTON AVE, WAVERLY, TN 37185-1850 |
| Document Number | 0000000998 |
| Book / Page | WD213 / 2174 |
| Instrument Date | Apr 6, 2023 |
| Instrument | 23000998 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | HYWATER TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $817.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 114 SUTTON AVE, WAVERLY, TN 37185-1850 |
| Document Number | 0000000999 |
|---|---|
| Date | Apr 11, 2023 |
| Book Page | TD245/1990 |
| Instrument | 23000999 |
| Name | GUARANTY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NASHVILLE, TN 37203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Recording Date | Feb 22, 2022 |
| Property Address | 114 SUTTON AVE, WAVERLY, TN 37185-1850 |
| Document Number | 0000000565 |
| Book / Page | 211 / 2596 |
| Instrument Date | Feb 17, 2022 |
| Instrument | 22000565 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 114 LEE RD, DICKSON, TN 37055-1558 |
The 2025 property tax bill for 114 Sutton Ave was $1,483, down 0.3% from the year before.
Source: Humphreys County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Humphreys County |
| Municipality | Waverly City |
| Unified School District | Humphreys County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,483.00 (-0.34%) | $48,825 (-) Land $2,500 Building $46,325 | |
| 2024 | $1,488.00 (+0.07%) | $48,825 (-) Land $2,500 Building $46,325 | |
| 2023 | $1,487.00 (+416.32%) | $48,825 (+442.5%) Land $2,500 Building $46,325 | $195,300 (+442.5%) Land $10,000 Building $185,300 |
| 2022 | $288.00 | $9,000 Land $2,300 Building $6,700 | $36,000 Land $9,200 Building $26,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 114 Sutton Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 84 (1984–2024) |
| Claims Outside the SFHA | 11 of 84 |
| Most Recent Claim | Dec 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 114 Sutton Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAVERLY WATER DEPARTMENT serves 9,270 people · EPA ID TN0000733 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Meriwether Lewis Connect Fiber | 1,000 / 1,000 |
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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