Humphreys County property record for 106 Sutton Ave, Waverly, TN 37185
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,075 sqft · built 1955 |
| Lot Size | 0.336 acres (14,650 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Oct 2025) |
| Tax Bill | $724 (2025) |
| Deeds & Mortgages | Aug 2024 Mortgage Oct 2025 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043064K A 00800 |
| Primary APN | 043064K A 00800 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,075 sqft Living Area |
| 1st Floor Area | 1,075 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,650 sqft (0.336 acres) |
| Lot Dimensions | 146 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 350 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 21 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 106 SUTTON AVE |
|---|---|
| City | WAVERLY |
| State | TN |
| Zip | 37185-1850 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 02, COUNTY AREA: W06 |
| Legal Subdivision | WAVERLY HOUSING |
| Legal Lot Number | 13 |
| Jurisdiction | HUMPHREYS TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 130300 |
Source: Humphreys County records · APN 043064K A 00800
Assessment roll updated January 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 SUTTON AVE, WAVERLY, TN 37185-1850 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Aug 05, 2024 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Oct 06, 2025 | Warranty Deed, Transfer · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC |
| Aug 05, 2024 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Oct 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Apr 04, 2022 | Trustee's Deed, Foreclosure Foreclosure Auction |
| Dec 04, 2018 | Deed of Trust, Transfer · FHA Mortgage FIRSTBANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 06, 2025 · Amount on Record |
| Deed Sale | Oct 06, 2025 · Amount on Record |
| Prior Sale | Aug 05, 2024 · Amount on Record |
| Deed Document Number | 20253307 |
| Deed Book / Page | 9 / 1949 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Property Address | 106 SUTTON AVE, WAVERLY, TN 37185-1850 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 106 SUTTON AVE, WAVERLY, TN 37185-1850 |
| Document Number | 0000002060 |
|---|---|
| Date | Aug 05, 2024 |
| Book Page | 2/1035 |
| Instrument | 24002060 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | 3940 N RAVENSWOOD AVE, CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Recording Date | Oct 06, 2025 |
| Property Address | 106 SUTTON AVE, WAVERLY, TN 37185-1850 |
| Document Number | 0000003307 |
| Book / Page | 9 / 1949 |
| Map Reference | MB 65 PG 135 |
| Instrument Date | Oct 02, 2025 |
| Instrument | 25003307 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Title Company | BANKERS TITLE AND ESCROW-CLARKSV, BANKERS TTL & ESCROWCLARKSVI |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $740.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 SUTTON AVE, WAVERLY, TN 37185-1850 |
| Document Number | 0000003308 |
|---|---|
| Date | Oct 06, 2025 |
| Instrument | 25003308 |
| Name | MORTGAGE SOLUTIONS OF COLORADO LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Recording Date | Aug 05, 2024 |
| Property Address | 106 SUTTON AVE, WAVERLY, TN 37185-1850 |
| Document Number | 0000002058 |
| Book / Page | 2 / 1015 |
| Instrument Date | Jul 26, 2024 |
| Instrument | 24002058 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | GOVERNORS LAND AND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $684.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 SUTTON AVE, WAVERLY, TN 37185-1850 |
| Document Number | 0000002059 |
|---|---|
| Date | Aug 05, 2024 |
| Instrument | 24002059 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Property Address | 106 SUTTON AVE, WAVERLY, TN 37185-1850 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002922 |
|---|---|
| Date | Oct 09, 2020 |
| Book Page | 236/331 |
| Instrument | 20002922 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2035 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Recording Date | Apr 04, 2022 |
| Property Address | 106 SUTTON AVE, WAVERLY, TN 37185-1850 |
| Document Number | 0000001116 |
| Book / Page | WD212 / 306 |
| Map Reference | MB 65 PG 135 |
| Instrument Date | Oct 01, 2020 |
| Instrument | 22001116 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $177.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 136 OLD RUSKIN RD, DICKSON, TN 37055-5126 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMPHREYS TN |
| Property Address | 106 SUTTON AVE, WAVERLY, TN 37185-1850 |
| Document Number | 0000003458 |
| Instrument Date | Dec 04, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2018 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 106 SUTTON AVE WAVERLY TN 371851850, WAVERLY, TN 37185-1850 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003458 |
|---|---|
| Date | Dec 05, 2018 |
| Book Page | 000230/001043 |
| Instrument | 3458 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 04, 2048 |
Source: Humphreys County records · Assessment roll updated January 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Humphreys County |
| Municipality | Waverly City |
| Unified School District | Humphreys County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $724.00 (-0.28%) | $23,825 (-) Land $2,500 Building $21,325 | |
| 2024 | $726.00 (+205.04%) | $23,825 (+204.47%) Land $2,500 Building $21,325 | |
| 2023 | $238.00 (+22.05%) | $7,825 (+28.28%) Land $2,500 Building $5,325 | $95,300 (+290.57%) Land $10,000 Building $85,300 |
| 2022 | $195.00 | $6,100 Land $2,300 Building $3,800 | $24,400 Land $9,200 Building $15,200 |
Source: FEMA National Flood Hazard Layer, Humphreys County (47085C), as of September 25, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470851303002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 84 (1984–2024) |
| Claims Outside the SFHA | 11 of 84 |
| Most Recent Claim | Dec 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Meriwether Lewis Electric Cooperative Fiber | 1,000 / 1,000 |
| LTD Broadband Fiber · Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 132 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system TN0000733, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WAVERLY WATER DEPARTMENT serves 9,270 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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