114 Summit Ave, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 114 Summit Ave, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,597 sqft · built 1920
Lot Size	0.076 acres (3,311 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Sep 2022)
Tax Bill	$6,409 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-00810-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`19-00810-0000-00021`
Alternative APNs	`190081000021` `03005790` `1066`

Interior

Stories	2 Stories
Building Area	1,597 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,311 sqft (0.076 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	1066
Street Address	114 SUMMIT AVE
City	PHILLIPSBURG
State	NJ
Zip	08865-2433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Subdivision	ON/TOWN/PHILLIPSBURG TAX MAP
Legal Block	810
Legal Lot Number	21
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	2
Census Block	2005
Census Tract	30700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	114 SUMMIT AVE, PHILLIPSBURG, NJ 08865-2433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST OPTION MORTGAGE LLC
Apr 6, 2021	Deed, Transfer · FHA Mortgage FIRST OPTION MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2022 · Amount on Record
Deed Sale	Sep 15, 2022 · Amount on Record
Prior Sale	Apr 6, 2021 · Amount on Record
Deed Document Number	2022582352
Deed Book / Page	3296 / 66
Prior Transfer Date	Jul 8, 1998
Prior Transfer Doc	0000092326
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Sep 15, 2022
Property Address	114 SUMMIT AVE, PHILLIPSBURG, NJ 08865-2433
Document Number	0003296/66
Book / Page	3296 / 66
Instrument Date	Aug 30, 2022
Instrument	2022-582352
Transaction Type	Transfer
Record Updated	Oct 3, 2022
Title Company	NORTH EAST TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4081 HWY 62 EAST, 4081, GLENCOE, AR 72539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 SUMMIT AVE, PHILLIPSBURG, NJ 08865-2433

Mortgage

Document Number	2022582353
Date	Sep 15, 2022
Instrument	2022-582353

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	114 SUMMIT AVE, PHILLIPSBURG, NJ 08865-2433
Transaction Type	Mortgage
Record Updated	Feb 18, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007269/228
Date	Jan 14, 2022
Book Page	7269/228
Instrument	2022-569224

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30339

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Apr 6, 2021
Property Address	114 SUMMIT AVE, PHILLIPSBURG, NJ 08865-2433
Document Number	3149/162
Book / Page	3149 / 162
Instrument Date	Mar 22, 2021
Instrument	2021-549858
Transaction Type	Transfer
Record Updated	May 20, 2021
Title Company	GRANDVIEW TITLE AGENCY/BERGEN CN, GRANDVIEW TTL AGCY OF BERGEN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$409.50
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	352 BUCKHORN DR, 352, BELVIDERE, NJ 07823-2706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 SUMMIT AVE, PHILLIPSBURG, NJ 08865-2433

Mortgage

Document Number	2021549859
Date	Apr 6, 2021
Instrument	2021-549859

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,100 (-) Land $24,000 Building $113,100	$137,100 (-) Land $24,000 Building $113,100
2025	$6,409.00 (+2.86%)	$137,100 (-) Land $24,000 Building $113,100	$137,100 (-) Land $24,000 Building $113,100
2024	$6,231.00 (+21.94%)
2023		$137,100 Land $24,000 Building $113,100	$137,100 Land $24,000 Building $113,100
2022	$5,110.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Starlink Satellite	280 / 30

May also be available: Astound Broadband, AT&T, T-Mobile, Verizon, Xfinity.

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