108 Summit Ave, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 108 Summit Ave, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,872 sqft · built 1900
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Apr 2018)
Tax Bill	$6,101 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-00810-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`19-00810-0000-00022`
Alternative APNs	`190081000022` `03005780` `1067`

Interior

Stories	2 Stories
Building Area	1,872 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	5 Parking Spaces

Location & Zoning

Account Number	1067
Street Address	108 SUMMIT AVE
City	PHILLIPSBURG
State	NJ
Zip	08865-2433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Subdivision	TOWN/ PHILIPSBURG
Legal Block	810
Legal Lot Number	22
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	2
Census Block	2005
Census Tract	30700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 SUMMIT AVE, 2, PHILLIPSBURG, NJ 08865-2433
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · FHA Mortgage OMEGA FINANCIAL SERVICES INC
Feb 16, 2022	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Apr 9, 2018	Grant Deed, Transfer · FHA Mortgage OMEGA FIN'L SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2018 · Amount on Record
Deed Sale	Apr 9, 2018 · Amount on Record
Prior Sale	Aug 11, 1990 · Amount on Record
Deed Document Number	2018491099
Deed Book / Page	2848 / 182
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	108 SUMMIT AVE, PHILLIPSBURG, NJ 08865-2433
Transaction Type	Mortgage
Record Updated	Oct 29, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SUMMIT AVE, PHILLIPSBURG, NJ 08865-2433

Mortgage

Document Number	007801/219
Date	Oct 7, 2025
Book Page	7801/219
Instrument	2025-627304

Lender

Name	OMEGA FINANCIAL SERVICES INC
Type	Mortgage Company
Address	UNION, NJ 07083

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	108 SUMMIT AVE, PHILLIPSBURG, NJ 08865-2433
Transaction Type	Mortgage
Record Updated	Mar 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007288/309
Date	Feb 16, 2022
Book Page	7288/309
Instrument	2022-571069

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Apr 9, 2018
Property Address	108 SUMMIT AVE, PHILLIPSBURG, NJ 08865-2433
Document Number	0000491099
Book / Page	002848 / 000182
Instrument Date	Mar 26, 2018
Instrument	491099
Transaction Type	Transfer
Record Updated	May 16, 2018
Title Company	EAST COAST TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 CAPRICORN DR #5 HILLSBOROUGH NJ 088444931, 5, HILLSBOROUGH, NJ 08844-4931

Mortgage

Document Number	491101
Date	Apr 9, 2018
Book Page	006567/000204
Instrument	491101

Lender

Name	OMEGA FIN'L SVCS
Type	Funding / Finance Company
Address	UNION, NJ 07083

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2048

Tax Assessment & Valuation

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,500 (-) Land $26,600 Building $103,900	$130,500 (-) Land $26,600 Building $103,900
2025	$6,101.00 (+2.87%)	$130,500 (-) Land $26,600 Building $103,900	$130,500 (-) Land $26,600 Building $103,900
2024	$5,931.00 (+9.57%)
2023		$130,500 Land $26,600 Building $103,900	$130,500 Land $26,600 Building $103,900
2022	$5,413.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Starlink Satellite	280 / 30

May also be available: Astound Broadband, AT&T, T-Mobile, Verizon, Xfinity.

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