114 Steer St, Grover, NC 28073 Property Records

Cleveland County property record for 114 Steer St, Grover, NC 28073

Property Summary

Property Type	Single Family Home
Details	920 sqft · built 1985
Lot Size	2.37 acres (103,246 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Jul 2022)
Tax Bill	$1,153 (2026)
Deeds & Mortgages	Jul 2022 Sale Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70646`

Property Details

APN / Parcel Number

Primary APN	`70646`
Alternative APNs	`1324799` `1348794`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	920 sqft Finished Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Lot Area	103,246 sqft (2.37 acres)
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	68 sqft
Storage Building	112 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	1348794
Street Address	114 STEER ST
City	GROVER
State	NC
Zip	28073-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA0
Legal Description	#13&PT#14PB16-77 LONG BR FOREST
Legal Subdivision	LONG BRANCH ESTATE
Legal Block	1
Legal Lot Number	115
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2008
Census Tract	950603

Owner

114 Steer St is owned and occupied by two individuals who bought it in July 2022.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	114 STEER ST, GROVER, NC 28073-9702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Warranty Deed, Transfer
Jan 27, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jun 4, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2022 · Amount on File
Deed Sale	Jul 25, 2022 · Amount on File
Prior Sale	Jun 4, 2019 · Amount on File
Deed Document Number	2022200076085
Deed Book / Page	1878 / 1482
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 25, 2022
Property Address	114 STEER ST, GROVER, NC 28073-9702
Document Number	0018781482
Book / Page	1878 / 1482
Map Reference	MB 16 PG 77
Instrument Date	Jul 25, 2022
Instrument	200076085
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2324 LOCH STONE DR, 2324, GASTONIA, NC 28054-0810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 STEER ST, GROVER, NC 28073-9702

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	114 STEER ST, GROVER, NC 28073-9702
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018312609
Date	Jan 27, 2021
Book Page	1831/2609
Instrument	200050018

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jun 4, 2019
Property Address	114 STEER ST, GROVER, NC 28073-9702
Document Number	0017922869
Book / Page	1792 / 2869
Map Reference	MB 16 PG 77
Instrument Date	Jun 4, 2019
Instrument	200027014
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 458, KINGS MOUNTAIN, NC 28086-0458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 STEER ST, GROVER, NC 28073-9702

Mortgage

Document Number	200027015
Date	Jun 4, 2019
Instrument	200027015

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 114 Steer St was $1,153, up 6.7% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,153.00 (+6.66%)	$169,942 (+7.09%) Land $25,539 Building $144,403	$169,942 (+7.09%) Land $25,539 Building $144,403
2025	$1,081.00	$158,685 Land $14,282 Building $144,403	$158,685 Land $14,282 Building $144,403
2023		$78,993 Land $11,737 Building $67,256	$78,993 Land $11,737 Building $67,256

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 114 Steer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Steer St is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Steer St

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