107 Steer St, Grover, NC 28073 Property Records

Cleveland County property record for 107 Steer St, Grover, NC 28073

Property Summary

Property Type	Single Family Home
Details	867 sqft · built 1985
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jan 2022)
Tax Bill	$1,040 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70641`

Property Details

APN / Parcel Number

Primary APN	`70641`
Alternative APNs	`1325076` `1344819`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	867 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1999
Exterior Material	Brick
Foundation Type	Footing
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Carport
Garage Area	266 sqft
Carport	Carport
Carport Area	266 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	84 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1344819
Street Address	107 STEER ST
City	GROVER
State	NC
Zip	28073-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA0
Legal Description	.75 AC PB45-21
Legal Subdivision	LONG BRANCH ESTATE
Legal Block	1
Legal Lot Number	24
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2008
Census Tract	950603

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	107 STEER ST, GROVER, NC 28073-9702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jul 9, 2019	Warranty Deed, Transfer · Conventional Mortgage TRULIANT FCU
May 11, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2022 · Amount on Record
Deed Sale	Jan 14, 2022 · Amount on Record
Prior Sale	Jul 9, 2019 · Amount on Record
Deed Document Number	2022200067142
Deed Book / Page	1862 / 2248
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jan 14, 2022
Property Address	107 STEER ST, GROVER, NC 28073-9702
Document Number	0018622248
Book / Page	1862 / 2248
Map Reference	MB 16 PG 77
Instrument Date	Jan 14, 2022
Instrument	200067142
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 LAWSON PL, KINGS MOUNTAIN, NC 28086-8256

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 STEER ST, GROVER, NC 28073-9702

Mortgage

Document Number	0200067143
Date	Jan 14, 2022
Instrument	200067143

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	9.15%
Index	1-Year LIBOR
Max Rate	2.5%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 9, 2019
Property Address	107 STEER ST, GROVER, NC 28073-9702
Document Number	0017942292
Book / Page	1794 / 2292
Map Reference	MB 16 PG 77
Instrument Date	Jul 9, 2019
Instrument	200028158
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 LAWSON PL, 105, KINGS MOUNTAIN, NC 28086-8256

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 STEER ST, GROVER, NC 28073-9702

Mortgage

Document Number	17942295
Date	Jul 9, 2019
Instrument	1794/2295

Lender

Name	TRULIANT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2039

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 11, 2018
Property Address	107 STEER ST, GROVER, NC 28073-9702
Document Number	0017671072
Book / Page	001767 / 001072
Instrument Date	May 11, 2018
Instrument	13482
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$148.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	105 LAWSON PL KINGS MOUNTAIN NC 280868256, KINGS MOUNTAIN, NC 28086-8256

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,040.00 (+7.77%)	$152,045 (-) Land $15,609 Building $136,436	$152,045 (-) Land $15,609 Building $136,436
2025	$965.00	$152,045 (+63.59%) Land $15,609 Building $136,436	$152,045 (+63.59%) Land $15,609 Building $136,436
2023		$92,942 Land $12,000 Building $80,942	$92,942 Land $12,000 Building $80,942

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Steer St

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