Bergen County and Saddle Brook Township property record for 114 Skillman Ter, Saddle Brook, NJ 07663
| Property Type | Single Family Home |
|---|---|
| Details | 2,598 sqft · built 2018 |
| Lot Size | 0.129 acres (5,602 sqft) |
| Owner | Individual Name on File |
| Last Sale | $655,000 (Mar 2019) |
| Tax Bill | $18,573 (2025) |
| Deeds & Mortgages | Jan 2020 Refinance Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-01811-0000-00010 |
| Primary APN | 57-01811-0000-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,598 sqft Living Area |
| 1st Floor Area | 2,598 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Frame |
| Lot Area | 5,602 sqft (0.129 acres) |
| Lot Dimensions | 100 ft deep x 56 ft wide |
| Old Parcel Number | 5700215000000008 |
|---|---|
| Street Address | 114 SKILLMAN TER |
| City | SADDLE BROOK |
| State | NJ |
| Zip | 07663-4413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 56X100 |
| Legal Subdivision | SKILLMAN GARDENS MAP 4, 3266 |
| Legal Block | 1811 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE BROOK |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 52100 |
114 Skillman Ter is owned and occupied by an individual who bought it in March 2019.
Source: Bergen County and Saddle Brook Township records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 114 SKILLMAN TER, SADDLE BROOK, NJ 07663-4413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Dec 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WOORI AMERICA BANK |
| Mar 18, 2019 | Deed with Mortgage, Subdivision Related Transfer · Conventional Mortgage QUICKEN LNS |
| Mar 28, 2018 | Grant Deed, Construction Loan · Construction Mortgage 'CONNOR RICHARD O |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2019 · Amount on File |
| Deed Sale | Mar 18, 2019 · Amount on File |
| Prior Sale | Mar 28, 2018 · Amount on File |
| Deed Document Number | 201917290 |
| Deed Book / Page | 3201 / 139 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 114 SKILLMAN TER, SADDLE BROOK, NJ 07663-4413 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0034591772 |
|---|---|
| Date | Jan 14, 2020 |
| Book Page | 3459/1772 |
| Instrument | 2020002802 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 114 SKILLMAN TER, SADDLE BROOK, NJ 07663-4413 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0038430481 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | 3843/481 |
| Instrument | 20-126626 |
| Name | WOORI AMERICA BANK |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Nov 1, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.25% |
| Index | 1-Year CMT |
| Max Rate | 8.25% |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 18, 2019 |
| Property Address | 114 SKILLMAN TER, SADDLE BROOK, NJ 07663-4413 |
| Document Number | 0032010139 |
| Book / Page | 003201 / 000139 |
| Instrument Date | Mar 8, 2019 |
| Instrument | 17290 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $655.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 114 SKILLMAN TER SADDLE BROOK NJ 076634413, SADDLE BROOK, NJ 07663-4413 |
| Document Number | 32010145 |
|---|---|
| Date | Mar 18, 2019 |
| Book Page | 003201/000145 |
| Instrument | 17290 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 17, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 28, 2018 |
| Property Address | 114 SKILLMAN TER, SADDLE BROOK, NJ 07663-4413 |
| Document Number | 0028920181 |
| Book / Page | 002892 / 000181 |
| Instrument Date | Feb 15, 2018 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 29, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Tax | $190.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 114 SKILLMAN TER SADDLE BROOK NJ 076634413, SADDLE BROOK, NJ 07663-4413 |
| Document Number | 28920188 |
|---|---|
| Date | Mar 28, 2018 |
| Book Page | 002892/000188 |
| Name | 'CONNOR RICHARD O |
|---|---|
| Address | 71 WASHINGTON AVE, DUMONT, NJ 07628-3025 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 27, 2019 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8% |
The 2025 property tax bill for 114 Skillman Ter was $18,573, up 5.9% from the year before.
Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Saddle Brook Township |
| Unified School District | Saddle Brook Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $808,800 (+3.33%) Land $228,800 Building $580,000 | $808,800 (+3.33%) Land $228,800 Building $580,000 | |
| 2025 | $18,573.00 (+5.94%) | $782,700 Land $224,800 Building $557,900 | $782,700 Land $224,800 Building $557,900 |
| 2024 | $17,532.00 | ||
| 2023 | $728,500 Land $212,300 Building $516,200 | $728,500 Land $212,300 Building $516,200 | |
| 2022 | $16,638.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 114 Skillman Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 114 Skillman Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLE BROOK WATER DEPT serves 13,155 people · EPA ID NJ0257001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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