Bergen County and Saddle Brook Township property record for 109 Skillman Ter, Saddle Brook, NJ 07663
| Property Type | Single Family Home |
|---|---|
| Details | 2,500 sqft · built 1938 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $332,000 (Dec 2013) |
| Tax Bill | $13,711 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-01806-0000-00017 |
| Primary APN | 57-01806-0000-00017 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,500 sqft Living Area |
| 1st Floor Area | 2,500 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Construction Type | Frame |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Old Parcel Number | 5700210000000007 |
|---|---|
| Street Address | 109 SKILLMAN TER |
| City | SADDLE BROOK |
| State | NJ |
| Zip | 07663-4414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 70X100 |
| Legal Block | 1806 |
| Legal Lot Number | 17 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE BROOK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 52100 |
109 Skillman Ter is owned and occupied by two individuals who bought it in December 2013.
Source: Bergen County and Saddle Brook Township records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 SKILLMAN TER, SADDLE BROOK, NJ 07663-4414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2013 · Amount on File |
| Deed Sale | Dec 23, 2013 · Amount on File |
| Prior Sale | Dec 6, 2013 · Amount on File |
| Deed Document Number | 2013128412 |
| Deed Book / Page | 1588 / 2279 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 109 SKILLMAN TER, SADDLE BROOK, NJ 07663-4414 |
| Document Number | 0036970275 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2020 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 SKILLMAN TER SADDLE BROOK NJ 076634414, SADDLE BROOK, NJ 07663-4414 |
| Document Number | 0036970275 |
|---|---|
| Date | Sep 9, 2020 |
| Book Page | 003697/000275 |
| Instrument | 82647 |
| Name | PRIME TIME MTG |
|---|---|
| Type | Mortgage Company |
| Address | SPRINGFIELD, NJ 07081 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 8, 2035 |
The 2025 property tax bill for 109 Skillman Ter was $13,711, up 5.8% from the year before.
Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Saddle Brook Township |
| Unified School District | Saddle Brook Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $595,900 (+3.13%) Land $239,100 Building $356,800 | $595,900 (+3.13%) Land $239,100 Building $356,800 | |
| 2025 | $13,711.00 (+5.78%) | $577,800 Land $235,100 Building $342,700 | $577,800 Land $235,100 Building $342,700 |
| 2024 | $12,962.00 | ||
| 2023 | $538,500 Land $222,600 Building $315,900 | $538,500 Land $222,600 Building $315,900 | |
| 2022 | $12,291.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Skillman Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 109 Skillman Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLE BROOK WATER DEPT serves 13,155 people · EPA ID NJ0257001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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