114 Sheppard Dr, Flora, MS 39071 Property Records

Madison County property record for 114 Sheppard Dr, Flora, MS 39071

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,249 sqft · built 1968
Lot Size0.22 acres (9,600 sqft)
OwnerIndividual Name on Record
Tax Bill$1,130 (2025)
Deeds & MortgagesNov 2023 Transfer
Aug 2019 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN051B-09C-038

Property Details

APN / Parcel Number

Primary APN051B-09C-038
Alternative APNs
  • 051B-09C-038/00.00
  • 468

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,249 sqft Adjusted Area
Gross Area1,092 sqft
1st Floor Area1,092 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialMetal
Lot Area9,600 sqft (0.22 acres)
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number468
Street Address114 SHEPPARD DR
CityFLORA
StateMS
Zip39071-9728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 SHEPPARD ESTATES
Legal Range01W
Legal Township08N
Legal Section09
Legal SubdivisionSHEPPARD ESTATES PT 1
Legal Lot Number11
JurisdictionMADISON MS
Township / Civil Division4
Census Block Group2
Census Block2024
Census Tract30302

Owner

Source: Madison County records, as of April 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 242, FLORA, MS 39071-0242
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2023Intrafamily Transfer, Transfer
Aug 26, 2019Loan Modification, Mortgage · Line of Credit
ATHENE ANNUITY & LIFE CO
Jun 12, 2018Quit Claim Deed, Transfer
ATHENE ANNUITY & LIFE CO
Dec 14, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 27, 2026
Deed SaleJan 27, 2026
Prior SaleJan 27, 2026
Deed Document Number20261044875
Deed Book / Page4641 / 462
Prior Transfer DateNov 17, 2023
Prior Transfer Doc0000995293
Record UpdatedSep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMADISON MS
Recording DateNov 13, 2023
Property Address114 SHEPPARD DR, FLORA, MS 39071-9728
Document Number004386/579
Book / Page4386 / 579
Map ReferenceCAB A SL 131
Instrument DateOct 31, 2023
Instrument994667
Transaction TypeTransfer
Record UpdatedDec 4, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address997 MORRISON DR STE 402, 402, CHARLESTON, SC 29403-4380

Transferred To (Grantee/Buyer)

NameVerified Name
Address997 MORRISON DR STE 402, 402, CHARLESTON, SC 29403-4380
InvestorPossibly a Property Investor

August 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMADISON MS
Recording DateAug 26, 2019
Property Address114 SHEPPARD DR, FLORA, MS 39071-9728
Book / Page003757 / 000741
Instrument DateAug 15, 2019
Instrument871193
Transaction TypeMortgage
Record UpdatedSep 6, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1505 KING STREET EXT #100 CHARLESTON SC 294059442, 100, CHARLESTON, SC 29405-9442

Mortgage

Document Number0000871193
DateAug 26, 2019
Book Page003757/000741
Instrument871193
Lender
NameATHENE ANNUITY & LIFE CO
Address2121 ROSECRANS AVE # 5300, EL SEGUNDO, CA 90245-4750
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMADISON MS
Recording DateJun 12, 2018
Property Address114 SHEPPARD DR, FLORA, MS 39071-9728
Document Number0000840879
Book / Page003611 / 000293
Instrument DateJun 8, 2018
Instrument840879
Transaction TypeTransfer
Record UpdatedOct 22, 2019
Title CompanyOS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1505 KING STREET EXT #100 CHARLESTON SC 294059442, 100, CHARLESTON, SC 29405-9442

Mortgage

Document Number840880
DateJun 12, 2018
Book Page003611/000300
Instrument840880
Lender
NameATHENE ANNUITY & LIFE CO
Address2121 ROSECRANS AVE # 5300, EL SEGUNDO, CA 90245-4750
Agreement
AmountAmount Recorded
Term60 Months
DueJun 11, 2023

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateDec 14, 2017
Property Address114 SHEPPARD DR, FLORA, MS 39071-9728
Document Number0000829910
Book / Page003553 / 000637
Instrument DateDec 5, 2017
Instrument829910
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3 CORDES ST CHARLESTON SC 294012116, CHARLESTON, SC 29401-2116
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityFlora Town
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,130.00$9,245 (-)$61,630 (-) Land $24,000 Building $37,630
2024$1,130.00
2023$1,130.00$9,245$61,630 Land $24,000 Building $37,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims3 (1984–2014)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF FLORA #1
serves 1,653 people · EPA ID MS0450008
Water SourceGroundwater
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
NETSPEEDMS
Fixed Wireless
499 / 285

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