Madison County property record for 103 Sheppard Dr, Flora, MS 39071 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,493 sqft · built 1969 |
| Lot Size | 0.287 acres (12,520 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,420 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051B-09C-026 |
| Primary APN | 051B-09C-026 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,493 sqft Adjusted Area |
| Gross Area | 1,428 sqft |
| 1st Floor Area | 1,428 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 12,520 sqft (0.287 acres) |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|
| Account Number | 456 |
|---|---|
| Street Address | 103 SHEPPARD DR |
| City | FLORA |
| State | MS |
| Zip | 39071-9735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 32 SHEPPARD ESTATES |
| Legal Range | 01W |
| Legal Township | 08N |
| Legal Section | 09 |
| Legal Subdivision | SHEPPARD ESTATES PT 1 |
| Legal Lot Number | 32 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 30302 |
Source: Madison County records · APN 051B-09C-026
Assessment roll updated November 7, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 242, FLORA, MS 39071-0242 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CB AND S BANK |
| Jan 17, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Dec 23, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 23, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 27, 2026 |
| Deed Sale | Jan 27, 2026 |
| Prior Sale | Jan 27, 2026 |
| Deed Document Number | 20261044875 |
| Deed Book / Page | 4641 / 462 |
| Prior Transfer Date | Jan 17, 2023 |
| Prior Transfer Doc | 0004295/30 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jul 28, 2026 |
| Property Address | 103 SHEPPARD DR, FLORA, MS 39071-9735 |
| Document Number | 0001056294 |
| Book / Page | 4710 / 864 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 20261056294 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 411 FIRST ST, FLORA, MS 39071-9333 |
| Document Number | 0001056294, |
|---|---|
| Date | Jul 28, 2026 |
| Book Page | 4710/864 |
| Instrument | 20261056294 |
| Name | CB AND S BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 10, 2031 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jan 17, 2023 |
| Property Address | 103 SHEPPARD DR, FLORA, MS 39071-9735 |
| Document Number | 0004295/30 |
| Book / Page | 4295 / 30 |
| Map Reference | MB 5 PG 6 |
| Instrument Date | Jan 17, 2023 |
| Instrument | 975276 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 SHEPPARD DR, FLORA, MS 39071-9735 |
| Name | Verified Name |
|---|---|
| Address | 411 FIRST ST, FLORA, MS 39071-9333 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Dec 23, 2020 |
| Property Address | 103 SHEPPARD DR, FLORA, MS 39071-9735 |
| Document Number | 0000913924 |
| Book / Page | 003964 / 000048 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 913924 |
| Transaction Type | Transfer |
| Record Updated | Jan 06, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 SHEPPARD DR FLORA MS 390719735, FLORA, MS 39071-9735 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Apr 23, 2020 |
| Property Address | 103 SHEPPARD DR, FLORA, MS 39071-9735 |
| Document Number | 0000889577 |
| Book / Page | 003843 / 000469 |
| Instrument Date | Apr 16, 2020 |
| Instrument | 889577 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 SHEPPARD DR FLORA MS 390719735, FLORA, MS 39071-9735 |
Source: Madison County records · Assessment roll updated November 7, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Flora Town |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,420.00 (+2.97%) | $11,621 (+54.41%) | $77,470 (+2.94%) Land $24,000 Building $53,470 |
| 2024 | $1,379.00 (+122.78%) | ||
| 2023 | $619.00 Homeowner's exemption | $7,526 | $75,260 Land $24,000 Building $51,260 |
Source: FEMA National Flood Hazard Layer, Madison County (28089C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280890303022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 13 individual NFIP policies nearby |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (1984–2014) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2014, rainfall accumulation |
| Wildfire Risk | Low above 32% of the US · above 15% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 215 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Telapex | Fiber | 8,000 / 8,000 |
| Ozborn Communications | Fixed Wireless (licensed-by-rule) | 499 / 285 |
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