Frederick County property record for 114 Rooftop Ct, Stephenson, VA 22656 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2023 |
| Square Footage | 1,880 sqft Living Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $428,962 (2017) |
| Tax Bill | $2,882.00 (2026) |
| Primary APN | 44E1-8-29 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,880 sqft Living Area |
| Gross Area | 4,634 sqft Gross Area |
| 1st Floor | 1,880 sqft 1st Floor |
| Basement Area | 969 sqft Basement |
| Finished Basement | 969 sqft Finished |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,970 sqft (0.16 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 440 sqft Garage |
| Patio Area | 160 sqft Patio |
|---|---|
| Porch | 1 Porch |
| Porch Area | 206 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 8049976 |
|---|---|
| Street Address | 114 ROOFTOP CT |
| City | STEPHENSON |
| State | VA |
| Zip | 22656-1983 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SNOWDEN BRIDGE L29 S8 |
| Legal Subdivision | 5 |
| Legal Lot Number | 29 |
| Jurisdiction | FREDERICK VA |
| Minor Civil Division | STONEWALL |
| Census Blockgroup | 4 |
| Census Block | 4019 |
| Census Tract | 50100 |
Source: Frederick County records · APN 44E1-8-29
Assessment roll updated July 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 114 ROOFTOP CT, STEPHENSON, VA 22656-1983 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 03, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Feb 14, 2017 | Grant Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 14, 2017 · Amount on Record |
| Deed Sale | Feb 14, 2017 · Amount on Record |
| Deed Doc Number | 20171586 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Aug 03, 2026 |
| Property Address | 114 ROOFTOP CT, STEPHENSON, VA 22656-1983 |
| Document Number | 0000007971 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 20267971 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 114 ROOFTOP CT, STEPHENSON, VA 22656-1983 |
| Document Number | 0000007971, |
|---|---|
| Date | Aug 03, 2026 |
| Instrument | 20267971 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Feb 14, 2017 |
| Property Address | 114 ROOFTOP CT, STEPHENSON, VA 22656-1983 |
| Document Number | 0000001586 |
| Instrument Date | Feb 03, 2017 |
| Instrument | 1586 |
| Transaction Type | Transfer |
| Record Updated | Sep 02, 2017 |
| Title Company | NAVY FEDERAL TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $428.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 114 ROOFTOP CT STEPHENSON VA 226561983, STEPHENSON, VA 22656-1983 |
| Document Number | 1587 |
|---|---|
| Date | Feb 14, 2017 |
| Instrument | 1587 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 13, 2047 |
Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,882.00 (+10.42%) | $543,800 Land $93,000 Building $450,800 | $543,800 Land $93,000 Building $450,800 |
| 2025 | $2,610.00 |
114 Rooftop Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Frederick County (51069C), updated February 3, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 34th percentile of exposed land nationally · 57th in Virginia |
|---|---|
| Wildfire Likelihood | Low — about 1 in 3,704 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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