Frederick County property record for 112 Rooftop Ct, Stephenson, VA 22656
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,772 sqft · built 2017 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $567,000 (Dec 2023) |
| Tax Bill | $2,877 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Jun 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44E1-8-30 |
| Primary APN | 44E1-8-30 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,772 sqft Living Area |
| Gross Area | 4,826 sqft |
| 1st Floor Area | 1,285 sqft |
| Basement Area | 685 sqft |
| Finished Basement | 685 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Terrain | Rolling |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 124 sqft |
| Deck Area | 204 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8049977 |
|---|---|
| Street Address | 112 ROOFTOP CT |
| City | STEPHENSON |
| State | VA |
| Zip | 22656-1983 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | SNOWDEN BRIDGE L30 S8 |
| Legal Subdivision | 5 |
| Legal Lot Number | 30 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | STONEWALL |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 50100 |
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 112 ROOFTOP CT, STEPHENSON, VA 22656-1983 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GREAT NORTH BANK |
| Jun 2, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Oct 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 15, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2023 · Amount on Record |
| Deed Sale | Dec 7, 2023 · Amount on Record |
| Prior Sale | Mar 15, 2017 · Amount on Record |
| Deed Document Number | 202310781 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 112 ROOFTOP CT, STEPHENSON, VA 22656-1983 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Title Company | PREMIER TITLE/KS INC, PREMIER TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 112 ROOFTOP CT, STEPHENSON, VA 22656-1983 |
| Document Number | 0000000987 |
|---|---|
| Date | Feb 3, 2026 |
| Instrument | 260000987 |
| Name | GREAT NORTH BANK |
|---|---|
| Type | Bank |
| Address | RESTON, VA 20191 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 112 ROOFTOP CT, STEPHENSON, VA 22656-1983 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000007096 |
|---|---|
| Date | Jun 2, 2022 |
| Instrument | 220007096 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 18, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 112 ROOFTOP CT, STEPHENSON, VA 22656-1983 |
| Document Number | 0000015346 |
| Instrument Date | Oct 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 112 ROOFTOP CT STEPHENSON VA 226561983, STEPHENSON, VA 22656-1983 |
| Document Number | 0000015346 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 15346 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 28, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Mar 15, 2017 |
| Property Address | 112 ROOFTOP CT, STEPHENSON, VA 22656-1983 |
| Document Number | 0000002625 |
| Instrument Date | Mar 1, 2017 |
| Instrument | 170002625 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 ROOFTOP CT, STEPHENSON, VA 22656-1983 |
| Document Number | 0000002626 |
|---|---|
| Date | Mar 15, 2017 |
| Instrument | 170002626 |
| Name | NVR MORTGAGE FINANCE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,877.00 (+10.4%) | $542,900 (+15.14%) Land $93,000 Building $449,900 | $542,900 (+15.14%) Land $93,000 Building $449,900 |
| 2025 | $2,606.00 (+8.4%) | ||
| 2023 | $2,404.00 | $471,500 Land $77,000 Building $394,500 | $471,500 Land $77,000 Building $394,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures