114 Ridge Rd, Riva, MD 21140 Property Records

Anne Arundel County property record for 114 Ridge Rd, Riva, MD 21140

Property Summary

Property Type	Single Family Home
Details	6.5 ba · 9,186 sqft · built 2016
Lot Size	0.322 acres (14,040 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (May 2013)
Tax Bill	$18,885 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-749-11870487`

Property Details

APN / Parcel Number

Primary APN	`02-749-11870487`
Alternative APNs	`2-749-11870487` `74911870487`

Interior

Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	9,186 sqft Living Area
Gross Area	10,617 sqft
1st Floor Area	3,550 sqft
Basement Area	2,200 sqft
Finished Basement	2,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	14,040 sqft (0.322 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	1,275 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	1,287 sqft
Deck Area	195 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	74911870487
Street Address	114 RIDGE RD
City	RIVA
State	MD
Zip	21140-1223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 170 PT LT 169 SC SYLVAN SHORES
Legal Subdivision	SYLVAN SHORES
Legal Block	2
Legal Lot Number	170
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2001
Census Tract	702300

Owner

114 Ridge Rd is owned and occupied by two individuals who acquired it in April 2020.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3123 RIVA RD, 613, RIVA, MD 21140-7528
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 22, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2013 · Amount on File
Deed Sale	May 22, 2013 · Amount on File
Deed Book / Page	26168 / 110
Last Transfer Date	Apr 9, 2020
Transfer Doc	0354600331
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	114 RIDGE RD, RIVA, MD 21140-1223
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	VELOCITY NATIONAL TITLE COMPANY, VELOCITY NATIONAL TTL CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3123 RIVA RD 613, 613, RIVA, MD 21140-7528

Mortgage

Document Number	0363910150
Date	Mar 22, 2021
Book Page	36391/150

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	114 RIDGE RD, RIVA, MD 21140-1223
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GATEWAY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0309380024
Date	May 16, 2017
Book Page	30938/024
Instrument	30938-024

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 22, 2020
Property Address	114 RIDGE RD, RIVA, MD 21140-1223
Document Number	0354600331
Book / Page	035460 / 000331
Instrument Date	Apr 9, 2020
Transaction Type	Transfer
Record Updated	Nov 5, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 RIDGE RD RIVA MD 211401223, RIVA, MD 21140-1223

Tax Assessment & Valuation

The 2025 property tax bill for 114 Ridge Rd was $18,885 with a homeowner's exemption, up 497.2% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,066,300 (+8.15%) Land $567,700 Building $1,498,600	$2,066,300 (-) Land $567,700 Building $1,498,600
2025	$18,885.00 (+497.25%) Homeowner's exemption	$1,910,667	$2,066,300 Land $567,700 Building $1,498,600
2024	$3,162.00 (-81.14%)
2023	$16,762.00 Homeowner's exemption	$1,599,400 Land $455,200 Building $1,144,200	$1,599,400 Land $455,200 Building $1,144,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Ridge Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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