102 Ridge Rd, Riva, MD 21140 Property Records

Anne Arundel County property record for 102 Ridge Rd, Riva, MD 21140

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,852 sqft · built 1951
Lot Size	0.12 acres (5,232 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Aug 2009)
Tax Bill	$9,159 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-749-02771425`

Property Details

APN / Parcel Number

Primary APN	`02-749-02771425`
Alternative APNs	`274902771425` `74902771425`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,852 sqft Living Area
1st Floor Area	1,322 sqft
Basement Area	958 sqft
Finished Basement	958 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,232 sqft (0.12 acres)
View / Lot	Waterfront

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	290 sqft
Deck Area	380 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	74902771425
Street Address	102 RIDGE RD
City	RIVA
State	MD
Zip	21140-1223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 165 N1/2 LT 164 S SYLVAN SHORES
Legal Subdivision	SYLVAN SHORES
Legal Block	2
Legal Lot Number	164
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2001
Census Tract	702300

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 RIDGE RD, RIVA, MD 21140-1223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BANK NA
Aug 10, 2017	Deed of Trust, Mortgage · Line of Credit REVERE BK
Jun 16, 2017	Deed of Trust, Mortgage TOWNEBANK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2009 · Amount on Record
Deed Sale	Aug 21, 2009 · Amount on Record
Deed Document Number	20095775
Deed Book / Page	21399 / 202
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	102 RIDGE RD, RIVA, MD 21140-1223
Transaction Type	Mortgage
Record Updated	May 6, 2021
Title Company	QUICK SILVA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0360530261
Date	Jan 29, 2021
Book Page	36053/261

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	102 RIDGE RD, RIVA, MD 21140-1223
Document Number	0312650296
Book / Page	031265 / 000296
Instrument Date	Aug 10, 2017
Transaction Type	Mortgage
Record Updated	Oct 25, 2017
Title Company	SETTLEMENT MATTERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 RIDGE RD RIVA MD 211401223, RIVA, MD 21140-1223

Mortgage

Document Number	0312650296
Date	Aug 18, 2017
Book Page	031265/000296

Lender

Name	REVERE BK
Type	Bank
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	102 RIDGE RD, RIVA, MD 21140-1223
Document Number	0311000095
Book / Page	031100 / 000095
Instrument Date	Jun 16, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	102 RIDGE RD RIVA MD 211401223, RIVA, MD 21140-1223

Mortgage

Document Number	0311000095
Date	Jun 28, 2017
Book Page	031100/000095

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$885,800 (+28.21%) Land $508,300 Building $377,500	$885,800 (+28.21%) Land $508,300 Building $377,500
2025	$9,159.00 (+21.41%)
2023	$7,544.00 Homeowner's exemption	$690,900 Land $406,700 Building $284,200	$690,900 Land $406,700 Building $284,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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