114 Pine Cir, Cary, IL 60013 Property Records

McHenry County property record for 114 Pine Cir, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,574 sqft · built 1983
Lot Size	0.67 acres (2,914 sqft)
Owner	2 Individual Names on Record
Last Sale	$177,500 (Sep 2020)
Tax Bill	$5,761 (2024)
Deeds & Mortgages	Oct 2022 Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-12-101-048`

Property Details

APN / Parcel Number

Primary APN	`19-12-101-048`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,574 sqft Living Area
1st Floor Area	548 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Aluminum/Vinyl
Lot Area	2,914 sqft (0.67 acres)
Lot Dimensions	94 ft deep x 31 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	114 PINE CIR
City	CARY
State	IL
Zip	60013-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0036064 LT 124 BRIGHT OAKS UNIT 3 PHASE 2
Legal Subdivision	BRIGHT OAKS UNIT 3 PHASE 2
Legal Phase	2
Legal Block	101
Legal Lot Number	124
Legal Unit	3
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1022
Census Tract	871304

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	114 PINE CIR, CARY, IL 60013-1549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed of Trust, Mortgage · FHA Mortgage SERVIS ONE INC
Jul 11, 2023	Deed of Trust, Mortgage · FHA Mortgage SERVIS ONE INC
Sep 9, 2020	Trustee's Deed, Foreclosure · Conventional Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP
Jan 13, 2017	Trustee's Deed, Foreclosure CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2020 · Amount on Record
Deed Sale	Sep 9, 2020 · Amount on Record
Prior Sale	Jan 13, 2017
Deed Document Number	202036064
Prior Transfer Date	Jul 31, 2020
Prior Transfer Doc	0000036064
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	114 PINE CIR, CARY, IL 60013-1549
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 PINE CIR, CARY, IL 60013-1549
Investor	Possibly a Property Investor

Mortgage

Document Number	0000035133
Date	Oct 12, 2022
Instrument	2022R0035133

Lender

Name	SERVIS ONE INC
Type	Mortgage Company
Address	IRVING, TX 75038

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Aug 1, 2050

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	114 PINE CIR, CARY, IL 60013-1549
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 PINE CIR, CARY, IL 60013-1549

Mortgage

Document Number	0000016666
Date	Jul 11, 2023
Instrument	2023R0016666

Lender

Name	SERVIS ONE INC
Type	Mortgage Company
Address	IRVING, TX 75038

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Aug 1, 2050

September 2020: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 9, 2020
Property Address	114 PINE CIR, CARY, IL 60013-1549
Document Number	0000036064
Map Reference	DOC 742409
Instrument Date	Jul 31, 2020
Instrument	2020R0036064
Transaction Type	Foreclosure
Record Updated	May 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 PINE CIR, CARY, IL 60013-1549
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036065
Date	Sep 9, 2020
Instrument	2020R0036065

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 13, 2017
Property Address	114 PINE CIR, CARY, IL 60013-1549
Document Number	0000001609
Instrument Date	Dec 13, 2016
Instrument	1609
Transaction Type	Foreclosure
Record Updated	Apr 13, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	114 PINE CIR CARY IL 600131549, CARY, IL 60013-1549

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,761.00	$76,413 (+39.15%) Land $12,923 Building $63,490	$229,239 (+39.15%) Land $38,769 Building $190,470
2022	Homeowner's exemption	$54,914 Land $10,431 Building $44,483	$164,742 Land $31,293 Building $133,449

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2001–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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