McHenry County property record for 102 Pine Cir, Cary, IL 60013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,304 sqft · built 1981 |
| Lot Size | 0.54 acres (2,351 sqft) |
| Owner | Company Name on File |
| Last Sale | $153,500 (Sep 2018) |
| Tax Bill | $4,595 (2024) |
| Deeds & Mortgages | Jun 2022 Mortgage Sep 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-12-101-042 |
| Primary APN | 19-12-101-042 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,304 sqft Living Area |
| 1st Floor Area | 654 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,351 sqft (0.54 acres) |
| Lot Dimensions | 90 ft deep x 26 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 102 PINE CIR |
|---|---|
| City | CARY |
| State | IL |
| Zip | 60013-1549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2018R0031989 LT 86 BRIGHT OAKS UNIT 3 PHASE 2 MEMO: TETI-TEAL, NICO V/WONSIL, ASHLEIGH M |
| Legal Subdivision | BRIGHT OAKS UNIT 3 PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 101 |
| Legal Lot Number | 86 |
| Legal Unit | 3 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 871304 |
Source: McHenry County records · APN 19-12-101-042
Assessment roll updated March 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 102 PINE CIR, CARY, IL 60013-1549 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 06, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| Sep 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage PERL MORTGAGE INC |
| Jun 01, 2017 | Warranty Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO. |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 18, 2018 · Amount on Record |
| Deed Sale | Sep 18, 2018 · Amount on Record |
| Prior Sale | Jun 01, 2017 · Amount on Record |
| Deed Document Number | 201831989 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 102 PINE CIR, CARY, IL 60013-1549 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000020157 |
|---|---|
| Date | Jun 06, 2022 |
| Instrument | 2022R0020157 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 18, 2018 |
| Property Address | 102 PINE CIR, CARY, IL 60013-1549 |
| Document Number | 0000031989 |
| Map Reference | DOC R752232 |
| Instrument Date | Sep 12, 2018 |
| Instrument | 2018R0031989 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | HERITAGE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 102 PINE CIR, CARY, IL 60013-1549 |
| Document Number | 0000031990 |
|---|---|
| Date | Sep 18, 2018 |
| Instrument | 2018R0031990 |
| Name | PERL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
| Rate | 4.75% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jun 01, 2017 |
| Property Address | 102 PINE CIR, CARY, IL 60013-1549 |
| Document Number | 0000019563 |
| Instrument Date | May 17, 2017 |
| Instrument | 19563 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Tax | $197.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 102 PINE CIR CARY IL 600131549, CARY, IL 60013-1549 |
Source: McHenry County records · Assessment roll updated March 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Municipality | Cary Village |
| Elementary School District | Cary Community Consolidated School District 26 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,595.00 | $62,573 (+32.22%) Land $12,923 Building $49,650 | $187,719 (+32.22%) Land $38,769 Building $148,950 |
| 2022 | Homeowner's exemption | $47,326 Land $10,431 Building $36,895 | $141,978 Land $31,293 Building $110,685 |
Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (2001–2013) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 189 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CARY serves 17,826 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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