108 Peach Grove Cir, Elgin, SC 29045 Property Records

Richland County property record for 108 Peach Grove Cir, Elgin, SC 29045

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,748 sqft · built 2010
Lot Size0.049 acres (2,163 sqft)
OwnerIndividual Name on Record
Last Sale$222,400 (Sep 2021)
Tax Bill$1,808 (2025)
Deeds & MortgagesSep 2021 Sale
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN25782-01-19

Property Details

APN / Parcel Number

Primary APN25782-01-19
Alternative APNs
  • R25782-01-19
  • 02032794

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,748 sqft Heated Area
Gross Area2,409 sqft
1st Floor Area1,748 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,163 sqft (0.049 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area261 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02032794
Street Address108 PEACH GROVE CIR
CityELGIN
StateSC
Zip29045-7116
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRG-2
Legal DescriptionUNT 16-2 #SU PEACH GROVE VILLAS PH2 #PR RB1569-1966 AMD1571-254
Legal SubdivisionPEACH GROVE VILLAS
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group1
Census Block1026
Census Tract11414

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address108 PEACH GROVE CIR, ELGIN, SC 29045-7116
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2021Warranty Deed, Transfer
Dec 23, 2019Deed of Trust, Mortgage · VA Mortgage
NEW DAY FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2021 · Amount on Record
Deed SaleSep 17, 2021 · Amount on Record
Prior SaleMay 27, 2010 · Amount on Record
Deed Document Number202162560
Deed Book / Page2666 / 2787
Record UpdatedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHLAND SC
Recording DateSep 17, 2021
Property Address108 PEACH GROVE CIR, ELGIN, SC 29045-7116
Document Number0026662787
Book / Page2666 / 2787
Map ReferenceMB 1590 PG 1494
Instrument DateSep 12, 2021
Instrument2021062560
Transaction TypeTransfer
Record UpdatedApr 11, 2024

Transaction

AmountAmount Recorded
Tax$823.25
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 PEACH GROVE CIR, ELGIN, SC 29045-7116
InvestorPossibly a Property Investor

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address108 PEACH GROVE CIR, ELGIN, SC 29045-7116
Document Number2458/3264
Instrument DateDec 23, 2019
Transaction TypeMortgage
Record UpdatedFeb 12, 2020
Title CompanyCOMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 PEACH GROVE CIR ELGIN SC 290457116, ELGIN, SC 29045-7116

Mortgage

Document Number2458/3264
DateJan 2, 2020
Book Page002458/003264
Instrument43
Lender
NameNEW DAY FIN'L
TypeFunding / Finance Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,808.00 (+21.75%) Homeowner's exemption$255,800 (+2,775.45%)$298,900 (+34.4%) Land $40,000 Building $258,900
2023$1,485.00 (-2.75%)$8,896 (+5.25%)$222,400 (+5.25%)
2022$1,527.00
2021$8,452 Land $1,600 Building $6,852$211,300 Land $40,000 Building $171,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
T-Mobile
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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