114 Paddock Ct, Frankfort, KY 40601 Property Records

Franklin County property record for 114 Paddock Ct, Frankfort, KY 40601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · built 1989
Lot Size	0.432 acres (18,826 sqft)
Owner	2 Individual Names on File
Last Sale	$327,000 (Mar 2022)
Tax Bill	$3,917 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Jan 2010 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`085-50-01-011.00`

Property Details

APN / Parcel Number

Primary APN	`085-50-01-011.00`
Alternative APNs	`59562` `76125`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,826 sqft (0.432 acres)
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Garage Type	Attached
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	76125
Street Address	114 PADDOCK CT
City	FRANKFORT
State	KY
Zip	40601-5309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER LAKE B BLK A LOT 52
Legal Subdivision	SILVER LAKE B
Legal Phase	1
Legal Block	A
Legal Lot Number	52
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	3
Census Block	3010
Census Tract	70706

Owner

114 Paddock Ct is owned and occupied by two individuals who bought it in March 2022.

Source: Franklin County records, as of March 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	114 PADDOCK CT, FRANKFORT, KY 40601-5309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jan 4, 2010	Deed of Trust, Mortgage COMMONWEALTH CU INC
Apr 1, 2005	Deed of Trust, Mortgage FIRST FSB OF FRANKFORT
Mar 11, 2022	Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Feb 10, 2012	Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
Feb 7, 2007	Deed, Transfer · Conventional Mortgage COMMONWEALTH CU INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2022 · Amount on File
Deed Sale	Mar 11, 2022 · Amount on File
Prior Sale	Feb 10, 2012 · Amount on File
Deed Document Number	2022659200
Deed Book / Page	610 / 441
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	114 PADDOCK CT, FRANKFORT, KY 40601-5309
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 PADDOCK CT, FRANKFORT, KY 40601-5309

Mortgage

Document Number	0M1787/223
Date	Aug 19, 2025
Book Page	M1787/223
Instrument	881794

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	114 PADDOCK CT, FRANKFORT, KY 40601-5309
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1159/214
Date	Jan 4, 2010
Book Page	M1159/214
Instrument	352974

Lender

Name	COMMONWEALTH CU INC
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Amount	Amount on Record

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	114 PADDOCK CT, FRANKFORT, KY 40601-5309
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00M954/849
Date	Apr 1, 2005
Book Page	M954/849
Instrument	281442

Lender

Name	FIRST FSB OF FRANKFORT
Address	FRANKFORT, KY 40602

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2035

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Mar 11, 2022
Property Address	114 PADDOCK CT, FRANKFORT, KY 40601-5309
Document Number	00D610/441
Book / Page	D610 / 441
Map Reference	CAB D SL 94
Instrument Date	Feb 28, 2022
Instrument	659200
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$327.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	62 GATEWAY DR, POOLER, GA 31322-9662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 PADDOCK CT, FRANKFORT, KY 40601-5309

Mortgage

Document Number	0000659201
Date	Mar 11, 2022
Instrument	659201

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

February 2012: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Feb 10, 2012
Property Address	114 PADDOCK CT, FRANKFORT, KY 40601-5309
Document Number	00D531/009
Book / Page	D531 / 009
Map Reference	CAB D SL94
Instrument Date	Jan 31, 2012
Instrument	382064
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3100 HIGHWAY 127 N, OWENTON, KY 40359-9332

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	114 PADDOCK CT, FRANKFORT, KY 40601-5309

Mortgage

Document Number	0000382065
Date	Feb 10, 2012
Instrument	382065

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2042

February 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Feb 7, 2007
Property Address	114 PADDOCK CT, FRANKFORT, KY 40601-5309
Document Number	00D497/154
Book / Page	D497 / 154
Map Reference	CAB D SL94
Instrument Date	Feb 6, 2007
Instrument	312084
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 LANTATION LN, FRANKFORT, KY 40601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 PADDOCK CT, FRANKFORT, KY 40601-5309

Mortgage

Document Number	0000312085
Date	Feb 7, 2007
Instrument	312085

Lender

Name	COMMONWEALTH CU INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 114 Paddock Ct was $3,917.

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Municipality	Frankfort City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,917.00	$327,000 Land $37,500 Building $289,500	$327,000 Land $37,500 Building $289,500
2023	$3,907.00 (+19.15%)	$327,000 (+2.99%)	$327,000 (+2.99%)
2022	$3,279.00 Homeowner's exemption	$317,500	$317,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Paddock Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Paddock Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frankfort Plant Board Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

114 Paddock Ct, Frankfort, KY 40601 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2010: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2005: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2022: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2012: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2007: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Paddock Ct

Nearby Streets

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