106 Paddock Ct, Frankfort, KY 40601 Property Records

Franklin County property record for 106 Paddock Ct, Frankfort, KY 40601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · built 1989
Lot Size	0.312 acres (13,607 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Oct 2022)
Tax Bill	$4,732 (2025)
Deeds & Mortgages	May 2020 Mortgage Oct 2012 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`085-50-01-013.00`

Property Details

APN / Parcel Number

Primary APN	`085-50-01-013.00`
Alternative APNs	`62136` `77277`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,607 sqft (0.312 acres)
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Garage Type	Attached
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	77277
Street Address	106 PADDOCK CT
City	FRANKFORT
State	KY
Zip	40601-5309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER LAKE B BLK A LOT 50
Legal Subdivision	SILVER LAKE B
Legal Phase	1
Legal Block	A
Legal Lot Number	50
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	3
Census Block	3010
Census Tract	70706

Owner

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	106 PADDOCK CT, FRANKFORT, KY 40601-5309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK OF KENTUCKY
Oct 15, 2012	Deed of Trust, Mortgage · Conventional Mortgage STOCKMAN MORTGAGE CORP
May 15, 2006	Deed of Trust, Mortgage THE LAWRENCEBURG NATIONAL BANK
Oct 14, 2022	Deed, Transfer · Conventional Mortgage PEOPLES EXCHANGE BANK
Nov 6, 2013	Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2022 · Amount on Record
Deed Sale	Oct 14, 2022 · Amount on Record
Prior Sale	Nov 6, 2013 · Amount on Record
Deed Document Number	2022675862
Deed Book / Page	616 / 361
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	106 PADDOCK CT, FRANKFORT, KY 40601-5309
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1539/207
Date	May 28, 2020
Book Page	M1539/207
Instrument	505579

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	COLUMBUS, OH 43230

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	106 PADDOCK CT, FRANKFORT, KY 40601-5309
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	CAPITAL TITLE/TX LLC, CAPITAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1255/735
Date	Oct 15, 2012
Book Page	M1255/735
Instrument	392634

Lender

Name	STOCKMAN MORTGAGE CORP
Type	Non-Lending Institution
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2027

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN KY
Property Address	106 PADDOCK CT, FRANKFORT, KY 40601-5309
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1012/506
Date	May 15, 2006
Book Page	M1012/506
Instrument	298752

Lender

Name	THE LAWRENCEBURG NATIONAL BANK
Address	00000

Agreement

Amount	Amount Recorded
Term	72 Months
Due	May 10, 2012

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Oct 14, 2022
Property Address	106 PADDOCK CT, FRANKFORT, KY 40601-5309
Document Number	00D616/361
Book / Page	D616 / 361
Map Reference	CAB D SL 194
Instrument Date	Oct 11, 2022
Instrument	675862
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 PADDOCK CT, FRANKFORT, KY 40601-5309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 PADDOCK CT, FRANKFORT, KY 40601-5309

Mortgage

Document Number	0000675863
Date	Oct 14, 2022
Instrument	675863

Lender

Name	PEOPLES EXCHANGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

November 2013: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Nov 6, 2013
Property Address	106 PADDOCK CT, FRANKFORT, KY 40601-5309
Document Number	00D543/340
Book / Page	D543 / 340
Map Reference	CAB D SL194
Instrument Date	Nov 4, 2013
Instrument	409218
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	413 LOCUST CREEK BLVD, LOUISVILLE, KY 40245-6220

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	106 PADDOCK CT, FRANKFORT, KY 40601-5309
Mail Care Of	JOHN B HARDESTY AND RACHEL K HARDESTY

Mortgage

Document Number	0000409219
Date	Nov 6, 2013
Instrument	409219

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2043

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Municipality	Frankfort City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,732.00 (+0.25%)	$395,000 (-) Land $40,000 Building $355,000	$395,000 (-) Land $40,000 Building $355,000
2023	$4,720.00 (+60.44%)	$395,000 (+58.95%)	$395,000 (+58.95%)
2022	$2,942.00	$248,500	$248,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frankfort Plant Board Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

106 Paddock Ct, Frankfort, KY 40601 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2012: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2006: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2022: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2013: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Paddock Ct

Nearby Streets

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