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104 Mill St, Cambridge, MD 21613 Property Records

Dorchester County property record for 104 Mill St, Cambridge, MD 21613

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,391 sqft · built 1915
Lot Size0.188 acres (8,178 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (Jun 2024)
Tax Bill$3,193 (2026)
Deeds & MortgagesJul 2026 Mortgage
Flood ZoneZone AE (high risk)
APN07-193017

Property Details

APN / Parcel Number

Primary APN07-193017
Alternative APNs
  • 7193017
  • 193017

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,391 sqft Total Area

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,178 sqft (0.188 acres)
PorchSlab
Porch Area301 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number193017
Street Address104 MILL ST
CityCAMBRIDGE
StateMD
Zip21613-1629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal Description8,178 SQ. FT. 104 MILL STREET CAMBRIDGE
JurisdictionDORCHESTER MD
Township / Civil Division7, CAMBRIDGE
Census Block Group3
Census Block3006
Census Tract970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cambridge Historic District, Wards I and III
listed 1990 · 675 contributing resources · NRIS 90001370

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address104 MILL ST, CAMBRIDGE, MD 21613-1629
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 2024 · Amount on Record
Deed SaleJun 20, 2024 · Amount on Record
Prior SaleFeb 1, 1984 · Amount on Record
Deed Book / Page1883 / 425
Last Transfer DateMay 1, 2026
Transfer Doc2030000001
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDORCHESTER MD
Recording DateJul 28, 2026
Property Address104 MILL ST, CAMBRIDGE, MD 21613-1629
Document Number2030000001
Book / Page2030 / 1
Instrument DateMay 1, 2026
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address104 MILL ST, CAMBRIDGE, MD 21613-1629

Mortgage

Document Number2030000009,
DateJul 28, 2026
Book Page2030/9
Lender
NamePARTNERS FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate4.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyDorchester County
MunicipalityCambridge City
Unified School DistrictDorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,193.00 (-4.54%)$170,900 (+5.3%) Land $60,500 Building $110,400$170,900 (-4.04%) Land $60,500 Building $110,400
2025$3,345.00 (+11.54%)
2023$2,999.00$162,300$178,100 Land $60,500 Building $117,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 28 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies78 units insured
incl. 50 condo units
Nearby Flood Claims27 (1985–2024)
Claims Outside the SFHA7 of 27
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CAMBRIDGE WATER
serves 15,000 people · EPA ID MD0090002
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: Bay Country Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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