114 Main St, Kempton, IL 60946 Property Records

Ford County property record for 114 Main St, Kempton, IL 60946

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,930 sqft · built 1922
Lot Size	0.33 acres (14,385 sqft)
Owner	Individual Name on Record
Last Sale	$98,000 (Jun 2020)
Tax Bill	$3,531 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02-06-203-001`

Property Details

APN / Parcel Number

Primary APN	`02-02-06-203-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,930 sqft Living Area
Basement Area	1,287 sqft
Unfinished Basement	1,287 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Lot Area	14,385 sqft (0.33 acres)
Garage Type	Detached
Garage Area	528 sqft

Location & Zoning

Street Address	114 MAIN ST
City	KEMPTON
State	IL
Zip	60946-4116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 11 BLK 6 KEMPS 2ND ADD IRREG ZONING R-1
Legal Range	09E
Legal Township	28N
Legal Section	06
Legal Subdivision	KEMPS 2ND ADD
Legal Block	6
Legal Lot Number	11
Jurisdiction	FORD IL
Township / Civil Division	MONA
Census Block Group	2
Census Block	2051
Census Tract	961600

Owner

Source: Ford County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	114 MAIN ST, KEMPTON, IL 60946-4116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2020 · Amount on Record
Deed Sale	Jun 8, 2020 · Amount on Record
Prior Sale	Sep 7, 2016 · Amount on Record
Deed Document Number	2020273413
Prior Transfer Date	Apr 12, 2013
Prior Transfer Doc	257132
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Jun 8, 2020
Property Address	114 MAIN ST, KEMPTON, IL 60946-4116
Document Number	273413
Instrument Date	May 22, 2020
Instrument	273413
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 MAIN ST, KEMPTON, IL 60946-4116

Mortgage

Document Number	0000273414
Date	Jun 8, 2020
Instrument	273414

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ford County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ford County
County Subdivision	Mona Township
Municipality	Kempton Village
Unified School District	Tri-Point Community Unit School District 6-J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,531.00 (+26.56%) Homeowner's exemption	$44,360 (+13.02%) Land $2,080 Building $42,280	$133,080 (+13.02%) Land $6,240 Building $126,840
2024	$2,790.00 (+8.73%)	$39,250 (+25.88%) Land $1,840 Building $37,410	$117,750 (+25.88%) Land $5,520 Building $112,230
2022	$2,566.00	$31,180 Land $1,460 Building $29,720	$93,540 Land $4,380 Building $89,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEMPTON serves 177 people · EPA ID IL0530150
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.7 mg/L (2016–2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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