110 Main St, Kempton, IL 60946 Property Records

Ford County property record for 110 Main St, Kempton, IL 60946

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,705 sqft · built 1947
Lot Size	0.196 acres (8,540 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Mar 2006)
Tax Bill	$2,911 (2025)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02-06-203-003`

Property Details

APN / Parcel Number

Primary APN	`02-02-06-203-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,705 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	8,540 sqft (0.196 acres)
Lot Dimensions	140 ft deep x 61.2 ft wide
Garage Type	Detached
Garage Area	336 sqft

Location & Zoning

Street Address	110 MAIN ST
City	KEMPTON
State	IL
Zip	60946-4116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PT LOTS 9 & 10 BLK 6 AS DES IN BK210 PA 41 KEMPS 2ND ADD 61.2 X 140 ZONING R-1
Legal Range	09E
Legal Township	28N
Legal Section	06
Legal Subdivision	KEMPS 2ND ADD
Legal Block	6
Legal Lot Number	9,10
Jurisdiction	FORD IL
Township / Civil Division	MONA
Census Block Group	2
Census Block	2051
Census Tract	961600

Owner

Source: Ford County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 8, CAMPUS, IL 60920-0008
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2006 · Amount on Record
Deed Sale	Mar 3, 2006 · Amount on Record
Deed Document Number	2006235269
Prior Transfer Date	Feb 20, 2006
Prior Transfer Doc	235270
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	110 MAIN ST, KEMPTON, IL 60946-4116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	266896
Date	Jul 14, 2017
Instrument	266896

Lender

Name	VERMILION VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 15, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ford County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ford County
County Subdivision	Mona Township
Municipality	Kempton Village
Unified School District	Tri-Point Community Unit School District 6-J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,911.00 (+20.94%)	$31,620 (+13.01%) Land $1,470 Building $30,150	$94,860 (+13.01%) Land $4,410 Building $90,450
2024	$2,407.00 (+6.18%)	$27,980 (+25.81%) Land $1,300 Building $26,680	$83,940 (+25.81%) Land $3,900 Building $80,040
2022	$2,267.00	$22,240 Land $1,040 Building $21,200	$66,720 Land $3,120 Building $63,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEMPTON serves 177 people · EPA ID IL0530150
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.7 mg/L (2016–2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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