114 Maher Dr, Morehead, KY 40351 Property Records

Rowan County property record for 114 Maher Dr, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,608 sqft · built 1991
Lot Size	0.311 acres (13,562 sqft)
Owner	Individual Name on Record
Last Sale	$10,000 (Sep 2024)
Tax Bill	$1,251 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`097-00 00 003.14`

Property Details

APN / Parcel Number

Primary APN	`097-00 00 003.14`
Alternative APNs	`711` `753` `940`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,608 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,562 sqft (0.311 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Oil
Heating Fuel	Electric

Location & Zoning

Account Number	940
Street Address	114 MAHER DR
City	MOREHEAD
State	KY
Zip	40351-2003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT 14 MAHER ST MOREHEAD ESTATES
Legal Subdivision	MOREHEAD ESTATES
Legal Lot Number	14
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1007
Census Tract	950301

Owner

Source: Rowan County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1805 KENTUCKY 801 N, MOREHEAD, KY 40351
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 15, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage CLICK N CLOSE INC
Jan 19, 2021	Warranty Deed, Transfer · Conventional Mortgage EZ MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2024 · Amount on Record
Deed Sale	Sep 26, 2024 · Amount on Record
Prior Sale	Jan 20, 2021 · Amount on Record
Deed Document Number	20242032353
Deed Book / Page	293 / 384
Prior Transfer Date	Aug 1, 2023
Prior Transfer Doc	00D288/686
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	114 MAHER DR, MOREHEAD, KY 40351-2003
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 MAHER DR, MOREHEAD, KY 40351-2003

Mortgage

Document Number	00A488/332
Date	Dec 23, 2025
Book Page	A488/332
Instrument	2042995

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN KY
Recording Date	Aug 15, 2023
Property Address	114 MAHER DR, MOREHEAD, KY 40351-2003
Document Number	00D288/686
Book / Page	D288 / 686
Map Reference	CAB 1 SL 379
Instrument Date	Aug 1, 2023
Instrument	2024496
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	TRANSTAR NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 MAHER DR, MOREHEAD, KY 40351-2003

Mortgage

Document Number	0002024502
Date	Aug 15, 2023
Instrument	2024502

Lender

Name	CLICK N CLOSE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN KY
Recording Date	Jan 19, 2021
Property Address	114 MAHER DR, MOREHEAD, KY 40351-2003
Document Number	00D278/339
Book / Page	D278 / 339
Map Reference	CAB 1 SL 379
Instrument Date	Jan 15, 2021
Instrument	2008015
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$149.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56 EGAN RD, 56, MOREHEAD, KY 40351-7608

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	114 MAHER DR, MOREHEAD, KY 40351-2003

Mortgage

Document Number	0002008017
Date	Jan 19, 2021
Instrument	2008017

Lender

Name	EZ MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,251.00 (-1.73%)	$149,500 (-) Land $10,000 Building $139,500	$149,500 (-) Land $10,000 Building $139,500
2023	$1,273.00 (-1.39%)	$149,500 (-) Land $10,000 Building $139,500	$149,500 (-) Land $10,000 Building $139,500
2022	$1,291.00	$149,500 Land $10,000 Building $139,500	$149,500 Land $10,000 Building $139,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 94 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	94 in force
Nearby Flood Claims	39 (2002–2018)
Claims Outside the SFHA	1 of 39
Most Recent Claim	Sep 2018 · tidal / storm surge
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 14 claims Severe Storms, Tornadoes, And Flooding, Apr 2011 · 3 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: T-Mobile.

Nearby Properties on Maher Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures