113 Maher Dr, Morehead, KY 40351 Property Records

Rowan County property record for 113 Maher Dr, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,716 sqft
Lot Size	0.086 acres (3,774 sqft)
Owner	2 Company Names on Record
Last Sale	$212,500 (Dec 2025)
Tax Bill	$1,046 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`097-00 00 004.01`

Property Details

APN / Parcel Number

Primary APN	`097-00 00 004.01`
Alternative APNs	`10041` `9428` `9492`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,716 sqft Living Area

Exterior

Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,774 sqft (0.086 acres)
Garage Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10041
Street Address	113 MAHER DR
City	MOREHEAD
State	KY
Zip	40351-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT MOREHEAD ESTATES
Legal Subdivision	MOREHEAD ESTATES
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1003
Census Tract	950301

Owner

Source: Rowan County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	201 CLOVER WAY, MOREHEAD, KY 40351-8412
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jun 8, 2023	Deed of Trust, Mortgage · VA Mortgage NATIONS MORTGAGE LLC
Feb 5, 2024	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jan 8, 2025	Deed, Transfer UNKNOWN, FOUNDATION T&E SERIES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2025 · Amount on Record
Deed Sale	Dec 5, 2025 · Amount on Record
Prior Sale	Jan 8, 2025 · Amount on Record
Deed Document Number	20252042593
Deed Book / Page	298 / 29
Prior Transfer Date	Dec 1, 2025
Prior Transfer Doc	0002042592
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	113 MAHER DR, MOREHEAD, KY 40351-2002
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A452/591
Date	Aug 25, 2022
Book Page	A452/591
Instrument	2018518

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Sep 1, 2045

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	113 MAHER DR, MOREHEAD, KY 40351-2002
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A460/267
Date	Jun 8, 2023
Book Page	A460/267
Instrument	2023325

Lender

Name	NATIONS MORTGAGE LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48033

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	113 MAHER DR, MOREHEAD, KY 40351-2002
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A467/191
Date	Feb 5, 2024
Book Page	A467/191
Instrument	2027917

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

January 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Jan 8, 2025
Property Address	113 MAHER DR, MOREHEAD, KY 40351-2002
Document Number	00D294/298
Book / Page	D294 / 298
Map Reference	CAB 1 SL 279
Instrument Date	Dec 31, 2024
Instrument	2034123
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	UNKNOWN, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount Recorded
Tax	$125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	188 MEDLOUD PKWY #402402, 402402, SUMMERVILLE, SC 29485

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4336 STEAMBOAT RD, LEXINGTON, KY 40514-1345

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,046.00 (+38.18%)	$125,000 (-7.59%) Land $10,000 Building $115,000	$125,000 (-7.59%) Land $10,000 Building $115,000
2023	$757.00 Disabled Person's exemption	$135,268 Land $10,000 Building $125,268	$135,268 Land $10,000 Building $125,268

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 94 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	94 in force
Nearby Flood Claims	39 (2002–2018)
Claims Outside the SFHA	1 of 39
Most Recent Claim	Sep 2018 · tidal / storm surge
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 14 claims Severe Storms, Tornadoes, And Flooding, Apr 2011 · 3 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: T-Mobile.

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