114 Lapis Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 114 Lapis Dr, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,251 sqft · built 1999
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Company Names on File
Last Sale	$440,000 (Jul 2015)
Tax Bill	$7,530 (2025)
Deeds & Mortgages	Oct 2025 Transfer Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051-643-20`

Property Details

APN / Parcel Number

Primary APN	`051-643-20`
Alternative APN	`051-643-20-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,251 sqft Living Area
Gross Area	1,677 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,011 sqft (0.138 acres)
Garage Type	Attached
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	114 LAPIS DR
City	WATSONVILLE
State	CA
Zip	95076-1360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Subdivision	DIAMOND ESTATES TR #1334
Legal Lot Number	28
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	4
Census Block	4007
Census Tract	122500

Owner

114 Lapis Dr is owned by a company that acquired it in March 2018.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Company Names on File
Mailing Address	114 LAPIS DR, WATSONVILLE, CA 95076-1360
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 23, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2015 · Amount on File
Deed Sale	Jul 16, 2015 · Amount on File
Prior Sale	Jun 21, 2011 · Amount on File
Deed Document Number	201528881
Last Transfer Date	Mar 16, 2018
Transfer Doc	0000008721
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 6, 2025
Property Address	114 LAPIS DR, WATSONVILLE, CA 95076-1360
Document Number	0000021236
Map Reference	VOL 93 PG 5
Instrument Date	Jan 2, 2025
Instrument	2025-0021236
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 LAPIS DR, WATSONVILLE, CA 95076-1360

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	114 LAPIS DR, WATSONVILLE, CA 95076-1360

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	114 LAPIS DR, WATSONVILLE, CA 95076-1360
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 LAPIS DR, WATSONVILLE, CA 95076-1360

Mortgage

Document Number	0000013786
Date	Mar 8, 2021
Instrument	2021-0013786

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 23, 2018
Property Address	114 LAPIS DR, WATSONVILLE, CA 95076-1360
Document Number	0000008721
Map Reference	DOC0044036
Instrument Date	Mar 16, 2018
Instrument	2018-0008721
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 LAPIS DR, WATSONVILLE, CA 95076-1360

Mortgage

Document Number	0000008722
Date	Mar 23, 2018
Instrument	2018-0008722

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 114 Lapis Dr was $7,530, up 10.6% from the year before.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$531,289 (+2%) Land $292,209 Building $239,080
2025	$7,530.00 (+10.62%) Homeowner's exemption	$520,871 Land $286,479 Building $234,392
2024	$6,807.00 (+2.5%)
2023	$6,641.00 (+2.77%) Homeowner's exemption	$500,645 Land $275,355 Building $225,290
2022	$6,462.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 114 Lapis Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Lapis Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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