114 Lake Dr, Sterling, VA 20164 Property Records

Loudoun County property record for 114 Lake Dr, Sterling, VA 20164

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,136 sqft · built 1974
Lot Size	2.31 acres (101,059 sqft)
Owner	Company Name on File
Last Sale	$685,000 (Jul 2015)
Tax Bill	$8,270 (2026)
Deeds & Mortgages	May 2023 Transfer Nov 2021 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`013-20-8596-000`

Property Details

APN / Parcel Number

Primary APN	`013-20-8596-000`
Alternative APN	`81 A 4 20`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	3,136 sqft Living Area
1st Floor Area	825 sqft
Basement Area	612 sqft
Finished Basement	612 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	101,059 sqft
Garage Type	Detached
Garage Area	702 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	288 sqft
Patio Area	336 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Street Address	114 LAKE DR
City	STERLING
State	VA
Zip	20164-8606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR1
Legal Description	RICHLAND ACRES SEC.4 LOT 20 1294--597,1303--1827 D/C
Legal Subdivision	RICHLAND ACRES
Legal Block	2
Legal Lot Number	20
Jurisdiction	LOUDOUN VA
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2017
Census Tract	611209

Owner

114 Lake Dr is owned by a company that acquired it in May 2023 and is owner-occupied.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	Company Name on File
Mailing Address	114 LAKE DR, STERLING, VA 20164-8606
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Intrafamily Transfer, Transfer
Nov 30, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS & LOAN ASSOCIATION
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FIN'L NTWK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2015 · Amount on File
Deed Sale	Jul 6, 2015 · Amount on File
Prior Sale	Mar 11, 1994 · Amount on File
Deed Book / Page	201507060 / 45117
Last Transfer Date	May 11, 2023
Transfer Doc	0000017792
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUDOUN VA
Recording Date	May 12, 2023
Property Address	114 LAKE DR, STERLING, VA 20164-8606
Document Number	0000017792
Instrument Date	May 11, 2023
Instrument	202305120017792
Transaction Type	Transfer
Record Updated	May 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 LAKE DR, STERLING, VA 20164-8606

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	114 LAKE DR, STERLING, VA 20164-8606
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000118720
Date	Nov 30, 2021
Instrument	202111300118720

Lender

Name	THIRD FEDERAL SAVINGS & LOAN ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	114 LAKE DR, STERLING, VA 20164-8606
Document Number	20200630051292
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 LAKE DR STERLING VA 201648606, STERLING, VA 20164-8606

Mortgage

Document Number	20200630051292
Date	Jun 30, 2020
Instrument	51292

Lender

Name	AMERICAN FIN'L NTWK INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 114 Lake Dr was $8,270.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,270.00	$1,027,360 Land $506,000 Building $521,360	$1,027,360 Land $506,000 Building $521,360
2023	$7,536.00	$861,350 Land $288,200 Building $573,150	$861,350 Land $288,200 Building $573,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Lake Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Lake Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Cox Communications.

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