Loudoun County property record for 106 Lake Dr, Sterling, VA 20164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,482 sqft · built 1989 |
| Lot Size | 1.07 acres (47,044 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,763 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 013-20-8433-000 |
| Primary APN | 013-20-8433-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,482 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Basement Area | 652 sqft |
| Finished Basement | 652 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 47,044 sqft |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Porch | Open Porch |
| Porch Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 106 LAKE DR |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20164-8606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR1 |
| Legal Description | RICHLAND ACRES SEC.4 LOT 16 1029--1777 |
| Legal Subdivision | RICHLAND ACRES |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | STERLING |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 611209 |
106 Lake Dr is owned and occupied by two individuals who acquired it in December 2016.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 LAKE DR, STERLING, VA 20164-8606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2016 |
| Deed Sale | Dec 13, 2016 |
| Deed Document Number | 201684570 |
| Prior Transfer Date | Dec 7, 2016 |
| Prior Transfer Doc | 0000084570 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 106 Lake Dr was $7,763.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,763.00 | $964,350 Land $444,000 Building $520,350 | $964,350 Land $444,000 Building $520,350 |
| 2023 | $7,261.00 | $829,850 Land $275,800 Building $554,050 | $829,850 Land $275,800 Building $554,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Lake Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 Lake Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Cox Communications.
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