Frederick County property record for 114 Frederick Rd, Thurmont, MD 21788
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 1 ba · 1,124 sqft · built 1900 |
| Lot Size | 0.442 acres (19,275 sqft) |
| Owner | Individual Name on File |
| Last Sale | $217,000 (Aug 2022) |
| Tax Bill | $2,076 (2023) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 15-335327 |
| Primary APN | 15-335327 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,124 sqft Total Area |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 19,275 sqft (0.442 acres) |
| Lot Dimensions | 257 ft deep x 75 ft wide |
| Porch | Open Porch |
| Porch Area | 63 sqft |
| Patio Area | 270 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 335327 |
|---|---|
| Street Address | 114 FREDERICK RD |
| City | THURMONT |
| State | MD |
| Zip | 21788-1812 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | GB |
| Legal Description | LT 75 X 257 R. 15 |
| Legal Block | 280 |
| Legal Lot Number | 75 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 15, THURMONT |
| Census Block Group | 6 |
| Census Block | 6009 |
| Census Tract | 753001 |
114 Frederick Rd, a commercial property, is owned by an individual who bought it in August 2022.
Source: Frederick County records, as of September 25, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 265 PALM SPRINGS DR, COLORADO SPRINGS, CO 80921-2674 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2022 · Amount on File |
| Deed Sale | Aug 19, 2022 · Amount on File |
| Prior Sale | Dec 30, 2003 |
| Deed Document Number | 0016092469 |
| Deed Book / Page | 16092 / 469 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 19, 2022 |
| Property Address | 114 FREDERICK RD, THURMONT, MD 21788-1812 |
| Document Number | 0160920469 |
| Book / Page | 16092 / 469 |
| Instrument Date | Aug 15, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Title Company | PASSPORT TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,085.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 265 PALM SPRINGS DR, COLORADO SPRINGS, CO 80921-2674 |
| Document Number | 0016092479 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 16092/479 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Thurmont Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,076.00 | $133,200 Land $66,400 Building $66,800 | $133,200 Land $66,400 Building $66,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 114 Frederick Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 114 Frederick Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures