104 Frederick Rd, Thurmont, MD 21788 Property Records

Frederick County property record for 104 Frederick Rd, Thurmont, MD 21788

Property Summary

Property Type	Vehicle Sales & Rentals
Details	1 ba · 27,104 sqft · built 2020
Lot Size	5.96 acres (260,053 sqft)
Owner	Company Name on File
Last Sale	$322,500 (Jun 2015)
Tax Bill	$74,520 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`15-325739`

Property Details

APN / Parcel Number

Primary APN	`15-325739`
Alternative APN	`325739`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	27,104 sqft Gross Area
1st Floor Area	27,104 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Metal
Construction Type	Metal Frame
Fire Resistance	Masonry Walls, Wood Interior
Roof Material	Composition Shingle
Lot Area	260,053 sqft
View / Lot	Commercial/Industrial
Porch	Open Porch
Porch Area	168 sqft
Canopy	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	325739
Street Address	104 FREDERICK RD
City	THURMONT
State	MD
Zip	21788
Property Category	Commercial
Property Type	Commercial > Retail > Vehicle Sales & Rentals
Local Zoning Code	GB
Legal Description	5.97 ACRES FREDK RD. THURMONT
Legal Subdivision	THURMONT
Legal Block	280
Jurisdiction	FREDERICK MD
Township / Civil Division	15, THURMONT
Census Block Group	6
Census Block	6009
Census Tract	753001

Owner

Source: Frederick County assessment roll, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	104 FREDERICK RD, THURMONT, MD 21788
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2020	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Mar 31, 2021	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Jun 22, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 2015 · Amount on Record
Deed Sale	Jun 29, 2015 · Amount on Record
Deed Book / Page	10622 / 321
Last Transfer Date	May 12, 2021
Transfer Doc	0150090454
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	104 FREDERICK RD, THURMONT, MD 21788
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	PASSPORT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0134360251
Date	Jan 2, 2020
Book Page	13436/0251

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ATLANTA, GA 30303

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	104 FREDERICK RD, THURMONT, MD 21788
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	PASSPORT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147190004
Date	Mar 31, 2021
Book Page	14719/4

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ATLANTA, GA 30346

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Jun 22, 2021
Property Address	104 FREDERICK RD, THURMONT, MD 21788
Document Number	0150090454
Book / Page	15009 / 454
Map Reference	MB 95 PG 80
Instrument Date	May 12, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 N FREDERICK AVE # 104, 104, GAITHERSBURG, MD 20877-2463

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Thurmont Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,955,200 (+3.8%) Land $432,300 Building $4,522,900	$4,955,200 (-) Land $432,300 Building $4,522,900
2025	$74,520.00 (+3.55%)	$4,773,900 (+8.22%)	$4,955,200 (+12.33%) Land $432,300 Building $4,522,900
2024	$71,967.00 (+6.47%)
2023	$67,593.00	$4,411,300 Land $358,500 Building $4,052,800	$4,411,300 Land $358,500 Building $4,052,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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