114 Flat St, Accident, MD 21520 Property Records

Garrett County property record for 114 Flat St, Accident, MD 21520

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,410 sqft · built 2024
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (May 2025)
Tax Bill	$4,353 (2026)
Deeds & Mortgages	Jun 2023 Transfer Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-011361`

Property Details

APN / Parcel Number

Primary APN	`05-011361`
Alternative APN	`011361`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,410 sqft Total Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	374 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	011361
Street Address	65 POLK ST
City	ACCIDENT
State	MD
Zip	21520-2197
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	0.27 AC LOT 9 P/O LOT 8 ACCIDENT
Legal Subdivision	ACCIDENT
Legal Lot Number	8,9
Jurisdiction	GARRETT MD
Township / Civil Division	5, ACCIDENT
Census Block Group	2
Census Block	2073
Census Tract	100

Owner

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	65 POLK ST, ACCIDENT, MD 21520-2197
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Intrafamily Transfer, Transfer
Jun 28, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2025 · Amount on Record
Deed Sale	May 12, 2025 · Amount on Record
Deed Book / Page	2614 / 129
Prior Transfer Date	May 6, 2025
Prior Transfer Doc	0026200385
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARRETT MD
Recording Date	Jun 23, 2023
Property Address	114 FLAT ST, ACCIDENT, MD 21520
Document Number	0024960469
Book / Page	2496 / 469
Map Reference	FILE 1 PG 17
Instrument Date	Jun 12, 2023
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19795 GARRETT HWY, OAKLAND, MD 21550-7143

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Jun 28, 2022
Property Address	114 FLAT ST, ACCIDENT, MD 21520
Document Number	0024270356
Book / Page	2427 / 356
Instrument Date	Jun 27, 2022
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 LEGEER RD, BITTINGER, MD 21522
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Accident Town
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,353.00 (+9.04%)	$281,600 (+10.45%) Land $16,500 Building $265,100	$281,600 (+0.04%) Land $16,500 Building $265,100
2025	$3,992.00 (+1,447.29%)	$254,967 (+1,599.78%)	$281,500 (+1,776.67%) Land $16,400 Building $265,100
2023	$258.00 (+12.66%)	$15,000 (-3.85%) Land $15,000	$15,000 (-3.85%) Land $15,000
2022	$229.00	$15,600 Land $15,600	$15,600 Land $15,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ACCIDENT serves 300 people · EPA ID MD0110001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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