Garrett County property record for 110 Flat St, Accident, MD 21520 · Last verified November 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1965 |
| Square Footage | 1,048 sqft Total Area |
| Lot Size | 11,325 sqft (0.259 acres) |
| Last Sale | $130,000 (2023) |
| Tax Bill | $1,077.00 (2023) |
| Primary APN | 05-011396 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,048 sqft Total Area |
| 1st Floor | 1,048 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,325 sqft (0.259 acres) |
| Porch | Open Porch |
| Porch Area | 192 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Sewage | Sewage Connected |
| Account Number | 011396 |
|---|---|
| Old Parcel Number | 5011396 |
| Street Address | 110 FLAT ST |
| City | ACCIDENT |
| State | MD |
| Zip | 21520 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 0.26 AC E/S SOUTH ST ACCIDENT |
| Legal Lot Number | 5 |
| Jurisdiction | GARRETT MD |
| Minor Civil Division | 5, ACCIDENT |
| Census Blockgroup | 2 |
| Census Block | 2060 |
| Census Tract | 100 |
Source: Garrett County records · APN 05-011396
Assessment roll updated July 1, 2023 · Last verified November 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 216 HUTTON RD, OAKLAND, MD 21550-5206 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 07, 2023 · Amount on Record |
| Deed Sale | Nov 07, 2023 · Amount on Record |
| Deed Doc Number | 0002522313 |
| Deed Book / Page | 2522 / 313 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Nov 07, 2023 |
| Property Address | 110 FLAT ST, ACCIDENT, MD 21520 |
| Document Number | 0025220313 |
| Book / Page | 2522 / 313 |
| Map Reference | LB 1076 FO 45 |
| Instrument Date | Nov 01, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Title Company | LAKE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 216 HUTTON RD, OAKLAND, MD 21550-5206 |
| Document Number | 0025220321 |
|---|---|
| Date | Nov 07, 2023 |
| Instrument | 2522-0321 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.12% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Dec 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 5.12% |
| Max Rate At Change | 9.12% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 13.1% |
| Document Number | 0025220349 |
|---|---|
| Date | Nov 07, 2023 |
| Book Page | 2522/349 |
| Name | GARRETT COUNTY COMMUNITY ACTION COMMITTE |
|---|---|
| Type | Non-Lending Institution |
| Address | OAKLAND, MD 21550 |
| Amount | Amount Recorded |
|---|
Source: Garrett County records · Assessment roll updated July 1, 2023 · Last verified November 2023
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Accident Town |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,077.00 Homeowner's exemption | $65,100 Land $16,400 Building $48,700 | $65,100 Land $16,400 Building $48,700 |
110 Flat St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Garrett County (24023C), updated February 1, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 4,348 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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