York County property record for 114 Flat Rock St, Clover, SC 29710
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,054 sqft |
| Lot Size | 0.349 acres (15,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $43,340 (Aug 2002) |
| Tax Bill | $605 (2025) |
| Deeds & Mortgages | Sep 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-04-02-008 |
| Primary APN | 010-04-02-008 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,054 sqft Living Area |
| Gross Area | 1,252 sqft |
| 1st Floor Area | 1,054 sqft |
| Effective Year Built | Effective 1980 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,197 sqft (0.349 acres) |
| Porch | Slab |
| Porch Area | 198 sqft |
| Street Address | 114 FLAT ROCK ST |
|---|---|
| City | CLOVER |
| State | SC |
| Zip | 29710-1504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT# 13 FLATROCK |
| Legal Lot Number | 13 |
| Jurisdiction | YORK SC |
| Township / Civil Division | CLOVER |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 61802 |
114 Flat Rock St is owned and occupied by an individual who bought it in August 2002.
Source: York County records, as of July 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 114 FLAT ROCK ST, CLOVER, SC 29710-1504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2002 · Amount on File |
| Deed Sale | Aug 21, 2002 · Amount on File |
| Prior Sale | Dec 7, 2001 · Amount on File |
| Deed Book / Page | 4574 / 232 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 114 FLAT ROCK ST, CLOVER, SC 29710-1504 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 114 FLAT ROCK ST, CLOVER, SC 29710-1504 |
| Document Number | 2149600348 |
|---|---|
| Date | Sep 6, 2024 |
| Book Page | 21496/348 |
| Instrument | 2024028383 |
| Name | UNITED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 401 BROADHOLLOW RD STE 150, MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2054 |
The 2025 property tax bill for 114 Flat Rock St was $605.
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Municipality | Clover Town |
| Unified School District | York School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $605.00 | $2,435 Land $751 Building $1,684 | $97,300 Land $30,000 Building $67,300 |
| 2023 | $536.00 | $2,117 Land $560 Building $1,557 | $52,919 Land $14,000 Building $38,919 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 114 Flat Rock St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 114 Flat Rock St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLOVER serves 8,400 people · EPA ID SC4610006 |
|---|---|
| Water Source | Purchased surface water from TWO RIVERS UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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