109 Flat Rock St, Clover, SC 29710 Property Records

York County property record for 109 Flat Rock St, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,234 sqft
Lot Size	0.311 acres (13,552 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,370 (2025)
Deeds & Mortgages	Aug 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`010-04-01-018`

Property Details

APN / Parcel Number

Primary APN	`010-04-01-018`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,234 sqft Living Area
Gross Area	1,420 sqft
1st Floor Area	1,234 sqft

Exterior

Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Lot Area	13,552 sqft (0.311 acres)
Porch	Slab
Porch Area	186 sqft

Location & Zoning

Street Address	109 FLAT ROCK ST
City	CLOVER
State	SC
Zip	29710-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23
Legal Subdivision	SG
Legal Lot Number	23
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	3
Census Block	3028
Census Tract	61802

Owner

109 Flat Rock St is owned by two individuals who acquired it in August 2017.

Source: York County records, as of May 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	201 MARIETTA ST, CLOVER, SC 29710-1227
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 7, 2017
Transfer Doc	1652700262
Record Updated	Jun 8, 2026

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK SC
Recording Date	Aug 9, 2017
Property Address	109 FLAT ROCK ST, CLOVER, SC 29710-1503
Document Number	1652700262
Book / Page	016527 / 000262
Instrument Date	Aug 7, 2017
Instrument	32932
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	201 MARIETTA ST CLOVER SC 297101227, CLOVER, SC 29710-1227

Tax Assessment & Valuation

The 2025 property tax bill for 109 Flat Rock St was $2,370.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Clover Town
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,370.00	$4,523 Land $1,121 Building $3,402	$121,100 Land $30,000 Building $91,100
2023	$1,957.00	$3,933 Land $827 Building $3,106	$66,596 Land $14,000 Building $52,596

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Flat Rock St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Flat Rock St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLOVER serves 8,400 people · EPA ID SC4610006
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20