114 Field St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 114 Field St, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 954 sqft · built 1925
Lot Size	0.237 acres (10,340 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Jul 2026)
Tax Bill	$3,139 (2026)
Deeds & Mortgages	Jul 2026 Second Mortgage Jul 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`260-06600-47-001`

Property Details

APN / Parcel Number

Primary APN	`260-06600-47-001`
Alternative APN	`WSPR M:00260 B:06600 L:00047`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	954 sqft Living Area
Gross Area	2,263 sqft
Basement Area	1,071 sqft
Unfinished Basement	1,071 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,340 sqft (0.237 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	260-06600-47-001
Street Address	114 FIELD ST
City	WEST SPRINGFIELD
State	MA
Zip	01089-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	6600
Legal Lot Number	47
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	1
Census Block	1005
Census Tract	812201

Owner

114 Field St is owned and occupied by two individuals who bought it in July 2026.

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	114 FIELD ST, WEST SPRINGFIELD, MA 01089-2612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HMA MORTGAGE
Jul 27, 2026	Quit Claim Deed, Transfer · FHA Mortgage HMA MORTGAGE
Dec 4, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2026 · Amount on File
Deed Sale	Jul 27, 2026 · Amount on File
Deed Document Number	202635142
Deed Book / Page	26434 / 178
Prior Transfer Date	Dec 4, 2023
Prior Transfer Doc	0025249-36
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Jul 27, 2026
Property Address	114 FIELD ST, WEST SPRINGFIELD, MA 01089-2612
Document Number	0000035144
Book / Page	26434 / 198
Instrument Date	Jul 27, 2026
Instrument	202635144
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 FIELD ST, WEST SPRINGFIELD, MA 01089-2612

Mortgage

Document Number	0000035144,
Date	Jul 27, 2026
Book Page	26434/198
Instrument	202635144

Lender

Name	HMA MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2036

Interest

Rate	6.49%
Max Rate	-1%

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Jul 27, 2026
Property Address	114 FIELD ST, WEST SPRINGFIELD, MA 01089-2612
Document Number	0000035142
Book / Page	26434 / 178
Instrument Date	Jul 23, 2026
Instrument	202635142
Transaction Type	Transfer
Record Updated	Aug 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	114 FIELD ST, WEST SPRINGFIELD, MA 01089-2612

Mortgage

Date	Jul 27, 2026

Lender

Name	HMA MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate	6.52%
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Dec 4, 2023
Property Address	114 FIELD ST, WEST SPRINGFIELD, MA 01089-2612
Document Number	0025249-36
Book / Page	25249 / 36
Instrument Date	Dec 4, 2023
Instrument	57503
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	114 FIELD ST, WEST SPRINGFIELD, MA 01089-2612

Tax Assessment & Valuation

The 2026 property tax bill for 114 Field St was $3,139, up 0.6% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,139.00 (+0.58%)	$223,900 (+6.67%) Land $95,500 Building $128,400	$272,732 (+26.36%)
2025	$3,121.00 (+4%)	$209,900 (+3.6%) Land $86,900 Building $123,000	$215,840
2024	$3,001.00 (+13.8%)	$202,600 (+19.39%) Land $86,900 Building $115,700
2023	$2,637.00	$169,700 Land $78,100 Building $91,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Field St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1978–2019)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jul 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Field St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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