107 Field St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 107 Field St, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,200 sqft · built 1966
Lot Size	0.163 acres (7,113 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,317 (2026)
Deeds & Mortgages	Jul 2026 Sale Dec 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`260-06650-46-001`

Property Details

APN / Parcel Number

Primary APN	`260-06650-46-001`
Alternative APN	`WSPR M:00260 B:06650 L:00046`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	4,214 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,113 sqft (0.163 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	260-06650-46-001
Street Address	107 FIELD ST
City	WEST SPRINGFIELD
State	MA
Zip	01089-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Subdivision	WEST SPRINGFIELD
Legal Block	6650
Legal Lot Number	46
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	1
Census Block	1005
Census Tract	812201

Owner

107 Field St, a single family home, is owned by two individuals.

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 GREENWOOD ST, WESTFIELD, MA 01085-1922
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Warranty Deed, Transfer
Dec 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Sep 28, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Oct 30, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Jul 21, 2026
Property Address	107 FIELD ST, WEST SPRINGFIELD, MA 01089-2611
Document Number	0000034012
Book / Page	26425 / 508
Instrument Date	Jul 21, 2026
Instrument	202634012
Transaction Type	Transfer
Record Updated	Aug 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	28 GREENWOOD ST, WESTFIELD, MA 01085-1922

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	107 FIELD ST, WEST SPRINGFIELD, MA 01089-2611
Transaction Type	Mortgage
Record Updated	Jan 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00024850-1
Date	Dec 21, 2022
Book Page	24850/1
Instrument	74447

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	107 FIELD ST, WEST SPRINGFIELD, MA 01089-2611
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23443-530
Date	Sep 28, 2020
Book Page	23443/530
Instrument	55166

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	107 FIELD ST, WEST SPRINGFIELD, MA 01089-2611
Document Number	22940-16
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	107 FIELD ST WEST SPRINGFIELD MA 010892611, WEST SPRINGFIELD, MA 01089-2611

Mortgage

Document Number	22940-16
Date	Nov 6, 2019
Book Page	022940/000016
Instrument	65207

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 107 Field St was $4,317, up 6.1% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,317.00 (+6.07%)	$307,900 (+12.5%) Land $104,700 Building $203,200	$317,539 (+33.75%)
2025	$4,070.00 (+1.45%)	$273,700 (+1.03%) Land $95,200 Building $178,500	$237,405
2024	$4,012.00 (+12.54%)	$270,900 (+18.09%) Land $95,200 Building $175,700
2023	$3,565.00	$229,400 Land $85,600 Building $143,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Field St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1978–2019)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jul 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Field St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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