114 Epping St, Portland, ME 04103 Property Records

Cumberland County and Portland City property record for 114 Epping St, Portland, ME 04103

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,766 sqft · built 1985
Lot Size0.177 acres (7,693 sqft)
Owner2 Individual Names on File
Last Sale$537,500 (Dec 2024)
Tax Bill$6,527 (2025)
Deeds & MortgagesNov 2025 Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNPTLD M:310 B:B001001

Property Details

APN / Parcel Number

Primary APNPTLD M:310 B:B001001

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,766 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleCape Cod
Exterior MaterialWood Siding
Lot Area7,693 sqft (0.177 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address114 EPPING ST
CityPORTLAND
StateME
Zip04103-3148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionPINE TREE TER
Legal BlockB001001
JurisdictionPORTLAND ME
Township / Civil DivisionPORTLAND
Census Block Group2
Census Block2000
Census Tract2102

Owner

114 Epping St is owned by two individuals who bought it in December 2024.

Source: Cumberland County and Portland City records, as of July 30, 2026

Owner of Record2 Individual Names on File
Mailing Address104 NORTHWOOD DR, PORTLAND, ME 04103-2072
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2025Deed of Trust, Mortgage · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Jun 2, 2017Deed of Trust, Mortgage
TRADEMARK FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2024 · Amount on File
Deed SaleDec 13, 2024 · Amount on File
Deed Document Number202447509
Deed Book / Page41184 / 194
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPORTLAND ME
Property Address114 EPPING ST, PORTLAND, ME 04103-3148
Transaction TypeMortgage
Record UpdatedDec 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0418940258
DateNov 25, 2025
Book Page41894/258
Instrument49193
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPORTLAND ME
Property Address114 EPPING ST, PORTLAND, ME 04103-3148
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0340510086
DateJun 2, 2017
Book Page34051/0086
Instrument000000024798
Lender
NameTRADEMARK FCU
Agreement
AmountAmount on Record
Term180 Months
DueJun 2, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 114 Epping St was $6,527, up 12.1% from the year before.

Source: Cumberland County and Portland City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
MunicipalityPortland City
Unified School DistrictPortland (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,527.00 (+12.11%)$544,800 (+40.45%) Land $118,500 Building $426,300
2024$5,822.00 (+4.15%)$387,900 (-) Land $62,400 Building $325,500
2023$5,590.00 (+5.89%)$387,900 (-) Land $62,400 Building $325,500
2022$5,279.00$387,900 Land $62,400 Building $325,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 114 Epping St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1989–2023)
Claims Outside the SFHA4 of 5
Most Recent ClaimMay 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Epping St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORTLAND WATER DISTRICT-GREATER
serves 135,068 people · EPA ID ME0091300
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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