114 Eberhard Ave, Palatka, FL 32177 Property Records

Putnam County property record for 114 Eberhard Ave, Palatka, FL 32177

Property Summary

Property Type	Single Family Home
Details	1,511 sqft · built 1959
Lot Size	0.51 acres (22,192 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Feb 2023)
Tax Bill	$2,390 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-09-27-2200-0000-0080`

Property Details

APN / Parcel Number

Primary APN	`51-09-27-2200-0000-0080`
Alternative APN	`7365`

Interior

Plumbing Fixtures	9 Plumbing Fixtures
Building Area	1,511 sqft Living Area
1st Floor Area	1,511 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Lot Area	22,192 sqft (0.51 acres)
Lot Dimensions	217 ft deep x 100 ft wide
Porch	Finished/Open Porch
Porch Area	968 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	7365
Street Address	114 EBERHARD AVE
City	PALATKA
State	FL
Zip	32177-7145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EBERHARD S/D MB4 P17 LOT 8+PT INTEREST IN LOT 15, BK240 P302 (MAP SHEET 11/51)
Legal Subdivision	EBERHARD SUB
Legal Lot Number	8
Jurisdiction	PUTNAM FL
Township / Civil Division	PALATKA
Census Block Group	2
Census Block	2024
Census Tract	950100

Owner

Source: Putnam County assessment roll, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	114 EBERHARD AVE, PALATKA, FL 32177-7145
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Deed of Trust, Mortgage · VA Mortgage REGIONS BANK
Feb 1, 2023	Warranty Deed, Transfer · Balloon Mortgage BRADFORD P MONROE AND EILEEN W MONR
Dec 15, 2022	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 1, 2023 · Amount on Record
Deed Sale	Feb 1, 2023 · Amount on Record
Prior Sale	May 31, 2016 · Amount on Record
Deed Document Number	20232172
Deed Book / Page	1698 / 341
Prior Transfer Date	Dec 11, 2022
Prior Transfer Doc	0016930791
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	114 EBERHARD AVE, PALATKA, FL 32177-7145
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1169 OVERDALE RD, SAINT AUGUSTINE, FL 32080-2302

Mortgage

Document Number	0018290369
Date	Sep 4, 2025
Book Page	1829/369
Instrument	202554024664

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Feb 1, 2023
Property Address	114 EBERHARD AVE, PALATKA, FL 32177-7145
Document Number	0016980341
Book / Page	1698 / 341
Map Reference	MB 4 PG 17
Instrument Date	Jan 31, 2023
Instrument	202354002172
Transaction Type	Transfer
Record Updated	Feb 20, 2023
Title Company	PARADISE TITLE/STATE AUGUSTINE, PARADISE TTL OF ST AUGUSTINE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	509 S 57TH ST, TAMPA, FL 33619-3711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 EBERHARD AVE, PALATKA, FL 32177-7145

Mortgage

Document Number	0001698343
Date	Feb 1, 2023
Instrument	1698/343

Lender

Name	BRADFORD P MONROE AND EILEEN W MONR
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Feb 1, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM FL
Recording Date	Dec 15, 2022
Property Address	114 EBERHARD AVE, PALATKA, FL 32177-7145
Document Number	0016930791
Book / Page	1693 / 791
Map Reference	MB 4 PG 17
Instrument Date	Dec 9, 2022
Instrument	202254029296
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	509 S 57TH ST, TAMPA, FL 33619-3711

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	509 S 57TH ST, TAMPA, FL 33619-3711

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,390.00 (+15.4%)	$123,100 (-0.08%) Land $13,420 Building $109,680	$123,100 (-0.08%) Land $13,420 Building $109,680
2023	$2,071.00 (+12.43%)	$123,200 (+15.25%)	$123,200 (+15.25%) Land $13,420 Building $109,780
2022	$1,842.00	$106,900	$106,900 Land $13,420 Building $93,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	12 (2004–2017)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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