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111 Eberhard Ave, Palatka, FL 32177 Property Records

Putnam County property record for 111 Eberhard Ave, Palatka, FL 32177 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1,368 sqft · built 1968
Lot Size1.02 acres (44,630 sqft)
OwnerIndividual Name on File
Tax Bill$1,874 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Mar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN51-09-27-2200-0000-0230

Property Details

APN / Parcel Number

Primary APN51-09-27-2200-0000-0230
Alternative APN
  • 7377

Interior

Plumbing Fixtures8 Plumbing Fixtures
Building Area1,368 sqft Living Area
1st Floor Area1,368 sqft
FlooringWood

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Lot Area44,630 sqft (1.02 acres)
Lot Dimensions217 ft deep x 200 ft wide
PorchFinished/Open Porch
Porch Area36 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Account Number7377
Street Address111 EBERHARD AVE
CityPALATKA
StateFL
Zip32177-7144
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEBERHARD S/D MB4 P17 LOT 23+24 +PT INTEREST IN LOT 15, BK240 P302 (MAP SHEET 11/51)
Legal Range27E
Legal Township09S
Legal Section51
Legal SubdivisionEBERHARD SUB
Legal Lot Number23
JurisdictionPUTNAM FL
Township / Civil DivisionPALATKA
Census Block Group2
Census Block2024
Census Tract950100

Owner

Source: Putnam County records · APN 51-09-27-2200-0000-0230

Assessment roll updated December 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address111 EBERHARD AVE, PALATKA, FL 32177-7144
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2026Deed of Trust, Mortgage · Line of Credit
THE HELOC COMPANY LLC
Mar 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJul 17, 2009
Transfer Doc0012320867
Record UpdatedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM FL
Property Address111 EBERHARD AVE, PALATKA, FL 32177-7144
Transaction TypeMortgage
Record UpdatedApr 17, 2026
Title CompanyIT

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 EBERHARD AVE, PALATKA, FL 32177-7144

Mortgage

Document Number0018610928
DateMar 24, 2026
Book Page1861/928
Instrument202654007315
Lender
NameTHE HELOC COMPANY LLC
TypeNon-Lending Institution
AddressSILVER SPRING, MD 20910
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 06, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM FL
Property Address111 EBERHARD AVE, PALATKA, FL 32177-7144
Transaction TypeMortgage
Record UpdatedApr 06, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 EBERHARD AVE, PALATKA, FL 32177-7144

Mortgage

Document Number0016601712
DateMar 22, 2022
Book Page1660/1712
Instrument202254006765
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueApr 01, 2032

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated December 10, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,874.00 (+14.13%) Homeowner's exemption$132,790 (+5.98%)$138,030 (-0.17%) Land $28,530 Building $109,500
2023$1,642.00 (+6.14%) Homeowner's exemption$125,300 (+3%)$138,270 (+13.66%) Land $28,530 Building $109,740
2022$1,547.00 Homeowner's exemption$121,650$121,650 Land $28,530 Building $93,120

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (12107C), updated February 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121079501002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 32 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims12 (2004–2017)
Claims Outside the SFHA4 of 12
Most Recent ClaimSep 2017, rainfall accumulation, Hurricane Irma
Claims By Storm
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 7 claims

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,282 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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