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114 E Water St, Oak Harbor, OH 43449 Property Records

Ottawa County property record for 114 E Water St, Oak Harbor, OH 43449

Property Summary

Property TypeFast Food Restaurant
Details664 sqft · built 1957
Lot Size0.25 acres (10,890 sqft)
Owner2 Company Names on Record
Last Sale$250,000 (Jul 2024)
Tax Bill$2,808 (2025)
Deeds & MortgagesMar 2026 Transfer
Mar 2023 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN043782-4

Property Details

APN / Parcel Number

Primary APN043782-4
Alternative APN
  • 027-17250-28771-000

Interior

Stories1 Story
Building Area664 sqft Total Area

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 2023
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Fire ResistanceFireproof Reinforced Concrete
Lot Area10,890 sqft (0.25 acres)
DrivewayAsphalt Driveway
PorchSlab
Porch Area28 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number043782-4
Street Address114 E WATER ST
CityOAK HARBOR
StateOH
Zip43449-1448
Property CategoryCommercial
Property TypeCommercial > Retail > Fast Food Restaurant
Legal DescriptionBLK 1 LOT 1 E 20 FT & E 38.68 FT OF 2 & W 40 FT OF 4 KRAMER BROS
Legal SubdivisionKRAMER BROS
Legal Block1
Legal Lot Number1
JurisdictionOTTAWA OH
Township / Civil DivisionSALEM
Census Block Group3
Census Block3012
Census Tract50700

Owner

Source: Ottawa County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address24744 BUCKINGHAM WAY, PUNTA GORDA, FL 33980-5616
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2026Intrafamily Transfer, Transfer
Mar 22, 2023Warranty Deed, Transfer · Line of Credit
COMMODORE PERRY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2024 · Amount on Record
Deed SaleJul 8, 2024 · Amount on Record
Prior SaleMar 22, 2023 · Amount on Record
Deed Document Number20244100
Deed Book / Page1996 / 327
Last Transfer DateJul 16, 2024
Transfer Doc0000004281
Record UpdatedSep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOTTAWA OH
Recording DateMar 18, 2026
Property Address114 E WATER ST, OAK HARBOR, OH 43449-1448
Document Number0000001557
Book / Page2074 / 16
Instrument DateFeb 26, 2026
Instrument202600001557
Transaction TypeTransfer
Record UpdatedApr 2, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address24744 BUCKINGHAM WAY, PUNTA GORDA, FL 33980-5616

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA OH
Recording DateMar 22, 2023
Property Address114 E WATER ST, OAK HARBOR, OH 43449-1448
Document Number0000001706
Book / Page1939 / 390
Instrument DateMar 20, 2023
Instrument2023-001706
Transaction TypeTransfer
Record UpdatedApr 3, 2023
Title CompanyRIT COAST TITLE, TRI COAST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 E WATER ST, OAK HARBOR, OH 43449-1448

Mortgage

Document Number0019390392
DateMar 22, 2023
Instrument1939-0392
Lender
NameCOMMODORE PERRY FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueApr 15, 2038

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateOhio
CountyOttawa County
County SubdivisionSalem Township
MunicipalityOak Harbor Village
Unified School DistrictBenton-Carroll-Salem Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,808.00 (-0.5%)$52,896 (-) Land $28,014 Building $24,882
2024$2,822.00 (+43.25%)$52,896 (+76.35%) Land $28,014 Building $24,882$151,130 (+76.35%) Land $80,040 Building $71,090
2023$1,970.00 (+1.55%)$29,995 (-) Land $23,366 Building $6,629
2022$1,940.00$29,995 Land $23,366 Building $6,629
2021$85,700 Land $66,760 Building $18,940

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Most Recent ClaimApr 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAK HARBOR VILLAGE
serves 4,400 people · EPA ID OH6202603
Water SourcePurchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT
Last State InspectionFeb 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber		10,000 / 10,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Amplex Wireless
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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