114 E Spruce St, Silver Lake, WI 53170 Property Records

Kenosha County property record for 114 E Spruce St, Silver Lake, WI 53170

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,368 sqft · built 1995
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$122,600 (Apr 2009)
Tax Bill	$4,075 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Feb 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`70-4-120-184-1605`

Property Details

APN / Parcel Number

Primary APN	`70-4-120-184-1605`
Alternative APN	`7541201841605`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	1,368 sqft
Basement Area	1,368 sqft
Unfinished Basement	1,368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	105 sqft
Deck Area	280 sqft
Patio Area	112 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	114 E SPRUCE ST
City	SILVER LAKE
State	WI
Zip	53170-1552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	676-G LOT 20 B 13 SOUTH SILVER LAKE ESTATES SEC 18 T 1 R 20 V1604 P636 V1621 P213 V 1622 P 558 DOC#1019228 DOC#1583822 (2018
Legal Range	20E
Legal Township	01N
Legal Section	18
Legal Subdivision	SOUTH SILV
Legal Block	13
Legal Lot Number	20
Jurisdiction	KENOSHA WI
Township / Civil Division	SALEM LAKES
Census Block Group	2
Census Block	2034
Census Tract	2903

Owner

Source: Kenosha County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 11, SILVER LAKE, WI 53170-0011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · Line of Credit ADIVIA CU
Feb 18, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2009 · Amount on Record
Deed Sale	Apr 1, 2009 · Amount on Record
Deed Document Number	20091583822
Prior Transfer Date	Mar 18, 2009
Prior Transfer Doc	0001583822
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENOSHA WI
Property Address	114 E SPRUCE ST, SILVER LAKE, WI 53170-1552
Transaction Type	Mortgage
Record Updated	Mar 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001959692
Date	Feb 21, 2024
Instrument	1959692

Lender

Name	ADIVIA CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KENOSHA WI
Recording Date	Feb 18, 2022
Property Address	114 E SPRUCE ST, SILVER LAKE, WI 53170-1552
Document Number	0001922776
Instrument Date	Feb 3, 2022
Instrument	1922776
Transaction Type	Transfer
Record Updated	Mar 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Kenosha County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Kenosha County
Municipality	Salem Lakes Village
Elementary School District	Silver Lake Joint No. 1 School District (KG - 08)
Secondary School District	Wilmot Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,075.00 (+31.66%) Homeowner's exemption	$298,300 (+20.82%) Land $35,800 Building $262,500	$312,246 (+21.1%) Land $37,474 Building $274,772
2023	$3,095.00 Homeowner's exemption	$246,900 Land $28,800 Building $218,100	$257,850 Land $30,077 Building $227,773

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	83 (1979–2026)
Claims Outside the SFHA	10 of 83
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 19 claims Severe Storms And Flooding, Aug 2007 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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