214 E Spruce St, Silver Lake, WI 53170 Property Records

Kenosha County property record for 214 E Spruce St, Silver Lake, WI 53170

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,088 sqft · built 1953
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$98,500 (Dec 2018)
Tax Bill	$3,978 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-4-120-184-1580`

Property Details

APN / Parcel Number

Primary APN	`70-4-120-184-1580`
Alternative APN	`7541201841580`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,088 sqft Living Area
1st Floor Area	1,088 sqft
Basement Area	1,088 sqft
Unfinished Basement	1,088 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	42 sqft
Patio Area	426 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	214 E SPRUCE ST
City	SILVER LAKE
State	WI
Zip	53170-1553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	671G LOT 15 BK 13 SOUTH SILVER LAKE ESTATES SEC 18 T 1 R 20 ALSO W 1/2 LOT 14 BLK 13 SD SUB V 647 P 41 (2018 MUNICIPAL ATTACH
Legal Range	20E
Legal Township	01N
Legal Section	18
Legal Subdivision	SOUTH SILV
Legal Block	13
Legal Lot Number	15
Jurisdiction	KENOSHA WI
Township / Civil Division	SALEM LAKES
Census Block Group	2
Census Block	2034
Census Tract	2903

Owner

214 E Spruce St is owned and occupied by an individual who bought it in December 2018.

Source: Kenosha County records, as of February 19, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 214, SILVER LAKE, WI 53170-0214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 2, 2019	Correction Deed, Transfer BLACKHAWK TITLE COMPANY, BLACKHAWK TITLE SVCS, INC
Aug 2, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Dec 21, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2018 · Amount on File
Deed Sale	Dec 21, 2018 · Amount on File
Prior Sale	Jul 17, 2018 · Amount on File
Deed Document Number	201833769
Prior Transfer Date	Dec 3, 2018
Prior Transfer Doc	0000033769
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENOSHA WI
Property Address	214 E SPRUCE ST, SILVER LAKE, WI 53170-1553
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001883359
Date	Nov 16, 2020
Instrument	1883359

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

October 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	KENOSHA WI
Recording Date	Oct 2, 2019
Property Address	214 E SPRUCE ST, SILVER LAKE, WI 53170-1553
Document Number	0001851691
Instrument Date	Oct 2, 2019
Instrument	1851691
Transaction Type	Transfer
Record Updated	Dec 11, 2019
Title Company	BLACKHAWK TITLE COMPANY, BLACKHAWK TITLE SVCS, INC

Transaction

Amount	Amount on Record
Tax	$607.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 E SPRUCE ST SILVER LAKE WI 531701553, SILVER LAKE, WI 53170-1553

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENOSHA WI
Recording Date	Aug 2, 2019
Property Address	214 E SPRUCE ST, SILVER LAKE, WI 53170-1553
Document Number	0001847315
Instrument Date	Jul 31, 2019
Instrument	1847315
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	BLACKHAWK TITLE COMPANY, BLACKHAWK TITLE SVCS, INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$607.50
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 E SPRUCE ST SILVER LAKE WI 531701553, SILVER LAKE, WI 53170-1553

Mortgage

Document Number	1847316
Date	Aug 2, 2019
Instrument	1847316

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENOSHA WI
Recording Date	Dec 21, 2018
Property Address	214 E SPRUCE ST, SILVER LAKE, WI 53170-1553
Document Number	0001833769
Instrument Date	Dec 3, 2018
Instrument	1833769
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	214 E SPRUCE ST SILVER LAKE WI 53170, SILVER LAKE, WI 53170

Tax Assessment & Valuation

The 2025 property tax bill for 214 E Spruce St was $3,978 with a homeowner's exemption.

Source: Kenosha County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Kenosha County
Municipality	Salem Lakes Village
Elementary School District	Silver Lake Joint No. 1 School District (KG - 08)
Secondary School District	Wilmot Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,978.00 Homeowner's exemption	$291,000 Land $46,300 Building $244,700	$304,605 Land $48,465 Building $256,140
2023	$2,975.00 Homeowner's exemption	$237,200 Land $37,300 Building $199,900	$247,720 Land $38,954 Building $208,766

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 214 E Spruce St in Zone X, an area of minimal flood risk, though there have been 83 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	83 (1979–2026)
Claims Outside the SFHA	10 of 83
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 19 claims Severe Storms And Flooding, Aug 2007 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 214 E Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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