114 E Oak St, Payne, OH 45880 Property Records

Paulding County property record for 114 E Oak St, Payne, OH 45880 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,942 sqft · built 1901
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$46,250 (May 2026)
Tax Bill	$955 (2025)
Deeds & Mortgages	Sep 2008 Line of Credit May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-16S-005-00`

Property Details

APN / Parcel Number

Primary APN	`19-16S-005-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,942 sqft Living Area
1st Floor Area	2,134 sqft
Upper Floors Area	875 sqft
Family Room	Family Room

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	192 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	114 E OAK ST
City	PAYNE
State	OH
Zip	45880-8411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 LESS W 6FT O.P. PAYNE VILL
Legal Subdivision	ORIGINAL PLAT OF THE VILLAGE OF PAYNE
Legal Lot Number	39
Jurisdiction	PAULDING OH
Township / Civil Division	HARRISON
Census Block Group	4
Census Block	4037
Census Tract	960300

Owner

Source: Paulding County records · APN 19-16S-005-00

Assessment roll updated February 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	114 E OAK ST, PAYNE, OH 45880-8411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 02, 2008	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK NA
May 13, 2026	Warranty Deed, Transfer · FHA Mortgage BAILEY & WOOD FINANCIAL GROUP
Jan 19, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 13, 2026 · Amount on Record
Deed Sale	May 13, 2026 · Amount on Record
Deed Document Number	20261093
Deed Book / Page	630 / 1506
Prior Transfer Date	Jan 18, 2021
Prior Transfer Doc	000599/635
Record Updated	Sep 20, 2026

September 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	114 E OAK ST, PAYNE, OH 45880-8411
Transaction Type	Mortgage
Record Updated	Jun 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00528/1833
Date	Sep 02, 2008
Book Page	528/1833
Instrument	200800002613

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	HAMILTON, OH 45012

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Aug 14, 2028

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAULDING OH
Recording Date	May 13, 2026
Property Address	114 E OAK ST, PAYNE, OH 45880-8411
Document Number	0000001093
Book / Page	630 / 1506
Instrument Date	May 11, 2026
Instrument	2026.1093
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	FOUNTAIN CITY TITLE

Transaction

Amount	Amount Recorded
Tax	$18,685.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 E OAK ST, PAYNE, OH 45880-8411

Mortgage

Document Number	0000001094,
Date	May 13, 2026
Instrument	2026..1094

Lender

Name	BAILEY & WOOD FINANCIAL GROUP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.46%
Max Rate	-1%

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PAULDING OH
Recording Date	Jan 19, 2021
Property Address	114 E OAK ST, PAYNE, OH 45880-8411
Document Number	000599/635
Book / Page	599 / 635
Instrument Date	Jan 18, 2021
Instrument	202100000192
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Paulding County records · Assessment roll updated February 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Paulding County
County Subdivision	Harrison Township
Municipality	Payne Village
Unified School District	Wayne Trace Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$955.00 (+43.39%) Homeowner's exemption	$35,670 (+34.96%) Land $4,100 Building $31,570	$101,900 (+34.97%) Land $11,700 Building $90,200
2024	$666.00 (+0.3%) Homeowner's exemption	$26,430 (-) Land $3,050 Building $23,380
2023	$664.00 (-3.35%) Homeowner's exemption	$26,430 (-) Land $3,050 Building $23,380
2022	$687.00 Homeowner's exemption	$26,430 Land $3,050 Building $23,380	$75,500 Land $8,700 Building $66,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Paulding County (39125C), updated November 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391259603004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1985–2021)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Jul 2021, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 247 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Defiance Holdings	Fiber	1,000 / 1,000
Defiance Holdings	Fixed Wireless	500 / 100
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20

May also be available at this address: Lakeland Internet, Benton Ridge Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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