105 E Oak St, Payne, OH 45880 Property Records

Paulding County property record for 105 E Oak St, Payne, OH 45880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,917 sqft · built 2003
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Mar 2023)
Tax Bill	$2,697 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-16S-006-00`

Property Details

APN / Parcel Number

Primary APN	`19-16S-006-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,917 sqft Living Area
1st Floor Area	1,917 sqft
Family Room	Family Room

Exterior

Year Built	Built 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	125 ft deep x 66 ft wide
Garage Area	1,350 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	105 E OAK ST
City	PAYNE
State	OH
Zip	45880-8406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 LESS 7 FT WS O.P. PAYNE VILL
Legal Subdivision	PAYNE
Legal Lot Number	38
Jurisdiction	PAULDING OH
Township / Civil Division	HARRISON
Census Block Group	4
Census Block	4027
Census Tract	960300

Owner

Source: Paulding County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	105 E OAK ST, PAYNE, OH 45880-8406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2023 · Amount on Record
Deed Sale	Mar 10, 2023 · Amount on Record
Prior Sale	Feb 11, 2005 · Amount on Record
Deed Document Number	64
Deed Book / Page	612 / 490
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAULDING OH
Recording Date	Mar 10, 2023
Property Address	105 E OAK ST, PAYNE, OH 45880-8406
Document Number	000612/490
Book / Page	612 / 490
Instrument Date	Mar 10, 2023
Instrument	202300000413
Transaction Type	Transfer
Record Updated	Mar 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	105 E OAK ST, PAYNE, OH 45880-8406

Mortgage

Document Number	202300000414
Date	Mar 10, 2023
Instrument	202300000414

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Paulding County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Paulding County
County Subdivision	Harrison Township
Municipality	Payne Village
Unified School District	Wayne Trace Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,697.00 (+26.09%) Homeowner's exemption	$72,040 (+34.96%) Land $3,960 Building $68,080	$205,800 (+34.95%) Land $11,300 Building $194,500
2024	$2,139.00 (+4.09%) Homeowner's exemption	$53,380 (-) Land $2,940 Building $50,440
2023	$2,055.00 (-0.96%)	$53,380 (-) Land $2,940 Building $50,440
2022	$2,075.00	$53,380 Land $2,940 Building $50,440	$152,500 Land $8,400 Building $144,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1985–2021)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYNE VILLAGE PWS serves 1,550 people · EPA ID OH6300712
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fiber · Fixed Wireless	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Lakeland Internet, Watch TV.

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