114 E Main St, Richmond, KY 40475 Property Records

Madison County property record for 114 E Main St, Richmond, KY 40475

Property Summary

Property Type	Commercial Office
Owner	Individual Name on Record
Last Sale	$225,000 (Jun 2023)
Tax Bill	$1,442 (2025)
Flood Zone	Zone X (minimal risk)
APN	`R008-0015-0002-A`

Property Details

APN / Parcel Number

Primary APN	`R008-0015-0002-A`
Alternative APNs	`118431` `81461` `47896`

Interior

Units	3 Units
Stories	2 Stories

Exterior

Exterior Material	Brick Veneer

Location & Zoning

Account Number	47896
Street Address	114 E MAIN ST
City	RICHMOND
State	KY
Zip	40475-1986
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	MCKEE SUB PARCEL B
Legal Subdivision	MCKEE SUB
Legal Lot Number	B
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1019
Census Tract	10400

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	449 LAUREL RD, LONDON, KY 40744-8504
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2023 · Amount on Record
Deed Sale	Jun 16, 2023 · Amount on Record
Prior Sale	Nov 23, 2022 · Amount on Record
Deed Document Number	202314151477
Deed Book / Page	839 / 707
Prior Transfer Date	Dec 3, 2010
Prior Transfer Doc	00D662/786
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,442.00 (+6.19%)	$153,000 (+9.29%)	$153,000 (+9.29%)
2023	$1,358.00 (-0.29%)	$140,000 (-)	$140,000 (-)
2022	$1,362.00	$140,000	$140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1989–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20