102 E Main St, #108, Richmond, KY 40475 Property Records

Madison County property record for 102 E Main St, #108, Richmond, KY 40475

Property Summary

Property TypeCommercial Office
Details12,000 sqft
Lot Size0.238 acres (10,395 sqft)
OwnerCompany Name on Record
Last Sale$205,000 (May 2011)
Tax Bill$2,263 (2025)
Deeds & MortgagesNov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNR008-0015-0001

Property Details

APN / Parcel Number

Primary APNR008-0015-0001
Alternative APNs
  • 108983
  • 146333
  • 76493

Interior

Stories2 Stories
Building Area12,000 sqft Total Area

Exterior

Exterior MaterialBrick Veneer
Lot Area10,395 sqft (0.238 acres)

Location & Zoning

Account Number76493
Street Address102 E MAIN ST, 108
CityRICHMOND
StateKY
Zip40475-1647
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Legal DescriptionMCKEE BUILDING PARCEL A
Legal SubdivisionMCKEE SUBDIVISION
Legal Lot NumberA
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1019
Census Tract10400

Owner

Source: Madison County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address104 E MAIN ST, RICHMOND, KY 40475-1647
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2011 · Amount on Record
Deed SaleMay 5, 2011 · Amount on Record
Deed Document Number2011459713
Deed Book / Page667 / 30
Record UpdatedSep 20, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address102 E MAIN ST # 108, 108, RICHMOND, KY 40475-1647
Transaction TypeMortgage
Record UpdatedFeb 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM01833/257
DateNov 7, 2018
Book PageM01833/257
Instrument2013984436
Lender
NameCOMMUNITY TRUST BANK INC
TypeBank
AddressRICHMOND, KY 40475
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term263 Months
DueOct 3, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,263.00 (+6.04%)$240,000 (+9.09%)$240,000 (+9.09%)
2023$2,134.00 (-0.28%)$220,000 (-)$220,000 (-)
2022$2,140.00$220,000$220,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1989–2013)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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