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114 Cutter Cir, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 114 Cutter Cir, Bluffton, SC 29909

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,812 sqft · built 2003
Lot Size0.4 acres (17,424 sqft)
Owner2 Company Names on Record
Last Sale$397,000 (Sep 2009)
Tax Bill$2,884 (2025)
Deeds & MortgagesApr 2026 Sale
Flood ZoneZone X (moderate risk)
APN10460004

Property Details

APN / Parcel Number

Primary APN10460004
Alternative APNs
  • R600 013 000 0190 0000
  • R603 013 000 0190 0000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area2,812 sqft Living Area
1st Floor Area2,648 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialFiber Cement Siding
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area17,424 sqft (0.4 acres)
Garage TypeAttached
Garage Area609 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Patio Area448 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address114 CUTTER CIR
CityBLUFFTON
StateSC
Zip29909-4317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6116
Legal DescriptionLOT 231 RIVERBEND S/D BLK 104 PB85 P55 PB86 P16 PB95 P53 PB95 P173
Legal SubdivisionRIVERBEND BY SUNCITY
Legal Block104
Legal Lot Number231
JurisdictionBEAUFORT SC
Township / Civil DivisionBLUFFTON
Census Block Group1
Census Block1114
Census Tract2202

Owner

Source: Beaufort County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address114 CUTTER CIR, BLUFFTON, SC 29909-4317
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2009 · Amount on Record
Deed SaleSep 11, 2009 · Amount on Record
Prior SaleAug 8, 2006 · Amount on Record
Deed Document Number200953468
Deed Book / Page2887 / 1898
Last Transfer DateAug 5, 2010
Transfer Doc0000041938
Record UpdatedOct 29, 2026

April 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBEAUFORT SC
Recording DateApr 7, 2026
Property Address114 CUTTER CIR, BLUFFTON, SC 29909-4317
Document Number0000014932
Book / Page4524 / 1887
Instrument DateApr 7, 2026
Instrument202614932
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address114 CUTTER CIR, BLUFFTON, SC 29909-4317

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyBeaufort County
Unified School DistrictBeaufort County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,884.00 (-0.07%)$22,880 (-20.31%)
2024$2,886.00$28,712 (-) Land $6,320 Building $22,392$717,800 (-) Land $158,000 Building $559,800
2023$2,886.00 (+8.86%)$28,712 (+40.3%) Land $6,320 Building $22,392$717,800 (+40.3%) Land $158,000 Building $559,800
2022$2,651.00$20,464 Land $6,000 Building $14,464$511,600 Land $150,000 Building $361,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 985 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies985 in force
Nearby Flood Claims23 (2009–2022)
Claims Outside the SFHA3 of 23
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Matthew, Oct 2016 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBJW&SA
serves 164,829 people · EPA ID SC0720003
Water SourceSurface water
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Palmetto Telephone Communications.

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