114 Cotter Rd, Highland, NY 12528 Property Records

Ulster County and Plattekill Town property record for 114 Cotter Rd, Highland, NY 12528

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 644 sqft · built 1960
Lot Size0.64 acres (27,878 sqft)
Owner2 Individual Names on File
Last Sale$75,000 (Apr 1992)
Tax Bill$4,567 (2025)
Deeds & MortgagesDec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN514200 101.4-5-18

Property Details

APN / Parcel Number

Primary APN514200 101.4-5-18
Alternative APN
  • 114562.000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area644 sqft Living Area
1st Floor Area644 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleCottage
Exterior MaterialAluminum/Vinyl
Lot Area27,878 sqft (0.64 acres)
Garage TypeAttached
Garage Area242 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number114562.000
Street Address114 COTTER RD
CityHIGHLAND
StateNY
Zip12528-2236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR1.5
Legal Block5
Legal Lot Number18.000
JurisdictionULSTER NY
Township / Civil DivisionPLATTEKILL
Census Block Group3
Census Block3012
Census Tract954100

Owner

114 Cotter Rd is owned and occupied by two individuals who bought it in April 1992.

Source: Ulster County and Plattekill Town records, as of April 20, 2026

Owner of Record2 Individual Names on File
Mailing Address114 COTTER RD, HIGHLAND, NY 12528-2236
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 17, 1992 · Amount on File
Deed SaleApr 17, 1992 · Amount on File
Deed Book / Page2165 / 312
Record UpdatedJun 8, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionULSTER NY
Property Address114 COTTER RD, HIGHLAND, NY 12528-2236
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017217
DateDec 19, 2019
Book Page11957/240
Instrument2019-17217
Lender
NameHUDSON HERITAGE FCU
TypeCredit Union
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term289 Months
DueJan 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 114 Cotter Rd was $4,567 with a homeowner's exemption.

Source: Ulster County and Plattekill Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountyUlster County
County SubdivisionPlattekill Town
Unified School DistrictWallkill Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,567.00$115,000 Land $47,800 Building $67,200$209,091 Land $86,909 Building $122,182
2023$115,000 (-) Land $47,800 Building $67,200$188,525 (+9.84%) Land $78,361 Building $110,164
2022$115,000 Land $47,800 Building $67,200$171,642 Land $71,343 Building $100,299
2021$1,212.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Cotter Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (2005–2013)
Claims Outside the SFHA5 of 5
Most Recent ClaimJun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Cotter Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 97.9% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35

May also be available: Verizon.

Nearby Properties on Cotter Rd

Nearby Streets

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