Ulster County and Plattekill Town property record for 114 Cotter Rd, Highland, NY 12528
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 644 sqft · built 1960 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Apr 1992) |
| Tax Bill | $4,567 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 514200 101.4-5-18 |
| Primary APN | 514200 101.4-5-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 644 sqft Living Area |
| 1st Floor Area | 644 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 27,878 sqft (0.64 acres) |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 114562.000 |
|---|---|
| Street Address | 114 COTTER RD |
| City | HIGHLAND |
| State | NY |
| Zip | 12528-2236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1.5 |
| Legal Block | 5 |
| Legal Lot Number | 18.000 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | PLATTEKILL |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 954100 |
114 Cotter Rd is owned and occupied by two individuals who bought it in April 1992.
Source: Ulster County and Plattekill Town records, as of April 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 114 COTTER RD, HIGHLAND, NY 12528-2236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 1992 · Amount on File |
| Deed Sale | Apr 17, 1992 · Amount on File |
| Deed Book / Page | 2165 / 312 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 114 COTTER RD, HIGHLAND, NY 12528-2236 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017217 |
|---|---|
| Date | Dec 19, 2019 |
| Book Page | 11957/240 |
| Instrument | 2019-17217 |
| Name | HUDSON HERITAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Jan 1, 2044 |
The 2025 property tax bill for 114 Cotter Rd was $4,567 with a homeowner's exemption.
Source: Ulster County and Plattekill Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Plattekill Town |
| Unified School District | Wallkill Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,567.00 | $115,000 Land $47,800 Building $67,200 | $209,091 Land $86,909 Building $122,182 |
| 2023 | $115,000 (-) Land $47,800 Building $67,200 | $188,525 (+9.84%) Land $78,361 Building $110,164 | |
| 2022 | $115,000 Land $47,800 Building $67,200 | $171,642 Land $71,343 Building $100,299 | |
| 2021 | $1,212.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 114 Cotter Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2005–2013) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jun 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 114 Cotter Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 97.9% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
May also be available: Verizon.
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