Ulster County and Plattekill Town property record for 108 Cotter Rd, Highland, NY 12528
| Details | 3 bd · 2 ba · 2,184 sqft · built 1970 |
|---|---|
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $189,000 (Jan 2015) |
| Tax Bill | $8,022 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Apr 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 514200 101.4-5-14 |
| Primary APN | 514200 101.4-5-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,184 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,092 sqft |
| Finished Basement | 1,092 sqft |
| Unfinished Basement | 1,092 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Carport |
| Garage Area | 288 sqft |
| Carport | Carport |
| Carport Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 564 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 113250.000 |
|---|---|
| Street Address | 108 COTTER RD |
| City | HIGHLAND |
| State | NY |
| Zip | 12528-2236 |
| Property Category | Other |
| Property Type | Unknown |
| Local Zoning Code | RR1.5 |
| Legal Block | 5 |
| Legal Lot Number | 14.000 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | PLATTEKILL |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 954100 |
108 Cotter Rd is owned and occupied by two individuals who bought it in January 2015.
Source: Ulster County and Plattekill Town records, as of April 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 COTTER RD, HIGHLAND, NY 12528-2236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2024 | Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU |
| Apr 6, 2023 | Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2015 · Amount on File |
| Deed Sale | Jan 12, 2015 · Amount on File |
| Deed Document Number | 2015463 |
| Deed Book / Page | 5827 / 42 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 108 COTTER RD, HIGHLAND, NY 12528-2236 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000001934 |
|---|---|
| Date | Feb 27, 2024 |
| Book Page | 13252/175 |
| Instrument | 2024-1934 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 108 COTTER RD, HIGHLAND, NY 12528-2236 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000003788 |
|---|---|
| Date | Apr 6, 2023 |
| Book Page | 13065/99 |
| Instrument | 2023-3788 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2043 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 108 Cotter Rd was $8,022 with a homeowner's exemption.
Source: Ulster County and Plattekill Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Plattekill Town |
| Unified School District | Wallkill Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,022.00 | $202,000 Land $45,000 Building $157,000 | $367,273 Land $81,818 Building $285,455 |
| 2023 | $202,000 (-) Land $45,000 Building $157,000 | $331,148 (+9.84%) Land $73,771 Building $257,377 | |
| 2022 | $202,000 Land $45,000 Building $157,000 | $301,493 Land $67,164 Building $234,329 | |
| 2021 | $2,129.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Cotter Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2005–2013) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jun 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Cotter Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 97.9% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
May also be available: Verizon.
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