Christian County property record for 114 Charlet Ln, Ozark, MO 65721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba |
| Lot Size | 3.23 acres (140,699 sqft) |
| Owner | 2 Individual Names on Record |
| Deeds & Mortgages | Nov 2020 Construction Loan Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-0.9-32-0-0-14.011 |
| Primary APN | 4-0.9-32-0-0-14.011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Lot Area | 140,699 sqft (3.23 acres) |
|---|
| Street Address | 114 CHARLET LN |
|---|---|
| City | OZARK |
| State | MO |
| Zip | 65721-4275 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 MONTREUX ESTATES |
| Legal Range | 21 |
| Legal Township | 28 |
| Legal Section | 32 |
| Legal Subdivision | MONTREUX ESTATES |
| Legal Lot Number | 9 |
| Jurisdiction | CHRISTIAN MO |
| Township / Civil Division | CASSIDY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20307 |
Source: Christian County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 114 CHARLET LN, OZARK, MO 65721-4275 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2020 | Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK OF THE OZARKS |
| Apr 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UMB BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2019 |
| Deed Sale | Aug 15, 2019 |
| Deed Document Number | 2019010588 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 114 CHARLET LN, OZARK, MO 65721-4275 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0202018384 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 2020/18384 |
| Instrument | 2020L18559 |
| Name | CENTRAL BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, MO 65804 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN MO |
| Property Address | 114 CHARLET LN, OZARK, MO 65721-4275 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Title Company | HOAGLAND TITLE COMPANY, HOGAN LAND TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 114 CHARLET WAY, OZARK, MO 65721-4275 |
| Investor | Possibly a Property Investor |
| Document Number | 0202204954 |
|---|---|
| Date | Apr 5, 2022 |
| Book Page | 2022/4954 |
| Instrument | 2022L05004 |
| Name | UMB BANK NA |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
Source: Christian County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Christian County |
| Unified School District | Ozark R-VI School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $167,960 (+24.8%) | $884,000 (+24.81%) Land $96,900 Building $787,100 |
| 2023 | $134,580 | $708,300 Land $96,900 Building $611,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 57% of Missouri |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR HILL APTS private · serves 102 people · EPA ID MO5079527 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Wisper ISP.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures